Presented by
Donna Matula |
20 Berkeley Avenue, #2, Newport, RI, 02840 | $850,000
Dinsdale Cottage condominium with first level access is conveniently located within a short stroll to Bellevue Avenue, with markets, art museums, mansions, dining and more! This one level condo has two entrances, one is strictly for this unit! A beautiful communal garden area is the perfect spot to entertain in warmer months with an outdoor table, along with a parking area and assigned spot for this unit. Built in 1900, the grand entry leads into the living room with a 10 ft. tray ceiling and built in bookcase, window seat and brilliant light. The guest bedroom has a charming brick wall and cedar closet, with a full bath in the hall. The primary en suite has a large cedar closet and plenty of space for a desk or seating area! The kitchen is spacious and bright, with a generous dining area, two skylights, and its own private access. There is a stackable washer/dryer in the hallway. The lower level has locked storage space for each unit, and heat, hot water, and sewer are also included in the monthly fees. This one level, first floor unit with 2 BR and 2 full BA, along with its architectural details, is a rare find!
Features
- Parking: 1-car
- Heating: Hot Water,Oil
- Cooling: None
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Sidewalks
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Common Area,In Unit
- Complex: Bellevue Avenue
- Year Built: 1900
- Common Charge: $809 Monthly
- Approx Sq. Feet: 1,057
- Est. Taxes: $2,860
- Lot Desc: Corner Lot
- Pets Allowed: Yes
- Appliances: Common Water Heater,Dishwasher,Disposal,Microwave,Oven,Oil Water Heater,Range,Refrigerator,Washer
- MLS#: 1392451
- Website: https://www.raveis.com
/prop/1392451/20berkeleyavenue_newport_ri?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Donna MatulaBroker Associate
203.217.1043
Donna.Matula@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12578
203.520.1925
Laurie.Berger@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20 Berkeley Avenue, #2, Newport, RI, 02840
$850,000
Donna Matula
Broker Associate
William Raveis Real Estate
Phone: 203.217.1043
Donna.Matula@raveis.com
Laurie Berger
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.133% | 6.038% |
| Monthly Tax Payment | $238 | $238 | $238 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,703 | $4,077 | $5,692 |
| Total Monthly Payment | $4,033 | $4,407 | $6,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB