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Step inside 1204 Joyner Drive and feel a touch of Key West right here on Lake Marion! Bursting with color, character, and incredible lake views, this home captures the laid-back, breezy spirit of island life without the long drive south. As you turn onto the street, the home greets you with a sweeping lake view framed by shade trees, a picture-perfect swing, and a charming workshop to the left with cypress lined walls. Step through the lake-facing front door into a spacious foyer that flows beautifully toward those stunning views. To the left, double French doors open to a screened porch perfect for morning coffee or evening relaxation. Inside, a cozy seating area wraps around a vented gas log fireplace with blower, your go-to spot for a book, a movie, or simply soaking in the view. To the right, the open-concept kitchen shines with crisp white counters, a sunny breakfast nook, and a full suite of appliances ready for lakeside meals. Down the hall are three generous guest bedrooms, each with built-in dressers and closets, plus a convenient full guest bath and secondary exterior entrance for privacy. Head downstairs to discover the owner's oasis! The den, floored in beautiful tile for easy lake living, features a fireplace (located inside the support column) and leads to a bright sunroom where walls of windows frame the water. Nearby, a combined laundry and half bath make post-lake cleanup effortless. The owner's suite boasts fresh carpet, a renovated bath with double sinks, a clawfoot tub, and a separate shower, your private retreat after a day on the water. Outside, the magic continues: a lush, irrigated yard fed by a well, a two-level deck with gas hookup, an outdoor shower with tankless hot water, and a shady spot for evening fires. To the right, a classic boathouse with winch and rampone of the few remaining on Santee Coopersits ready for your boat or next cookout. Catch catfish right off the ramp or enjoy some of the area's best bream, crappie, and bass fishing from your private dock (with a pea gravel bream bed at its end), complete with remote control boat lift and floating platform for two Sea-Doos. The property is framed by a cypress wood fence on three sides, features two propane tanks for convenience, and a full-house Generac generator for peace of mind. Recently painted and lovingly maintained, this home radiates warmth, charm, and that unmistakable "lake life meets Key West" vibe. Welcome homeyour lakeside paradise is waiting!
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Our Executive Mortgage Banker:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.110% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,856 | $4,072 | $5,640 |
| Total Monthly Payment | $3,948 | $4,164 | $5,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.