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This property qualifies for a 30-year fixed conventional Loan with $0 down-payment, NO PMI, NO Income Limitation and $10, 000 Down Payment Assistance for qualified buyers. Experience the best of Florida living in the gated, maintenance-free community of Mirada. This beautifully furnished 2-bedrooms, 2-bathrooms villa showcases an open-concept design ideal for both everyday comfort and entertaining. Upon entry, you’ll notice a slide out screen for the front door, flowing ceramic tile flooring, and elegant crown molding. The modern kitchen features quartz countertops on a spacious island with a reverse osmosis water filtration system, tall white cabinets with soft-close drawers and pull-out shelving, stainless steel appliances, and a walk-in pantry. A nearby laundry room includes a newer washer and dryer, both of which convey with the home. The expansive great room seamlessly connects to the kitchen and dining area, creating a welcoming space for gatherings. Step outside to the private screened lanai and enjoy Florida’s year-round sunshine. The rear yard, triple the size of standard lots, is fully enclosed with a durable cement fence installed by the builder. Monthly HOA fees cover lawn maintenance, Ultra-Fi high-speed internet, an enhanced cable package, exterior painting, and future roof replacement providing peace of mind and easy living. Residents of Medley at Mirada, an active adult section of the community, enjoy access to premium amenities including a clubhouse, fitness center, resort-style pools, tennis and pickle-ball courts, wide sidewalks for walking & biking, and it’s a golf cart-friendly. Just minutes away is the renowned 15-acre Mirada Lagoon, one of the largest in the nation offering swimming, paddle-boarding, kayaking, and sandy beach areas and a bar & restaurant area. Conveniently located near a grocery store, restaurants, medical facilities, and I-75, this home offers quick access to downtown Tampa, shopping, dining, and Gulf Coast beaches. No flood insurance required. Don’t miss your opportunity to enjoy the Medley at Mirada lifestyle, schedule your private tour today! All furnishings conveys with the sale with an acceptable offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $244,000 | $244,000 | $244,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $371 | $371 | $371 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,366 | $1,461 | $1,945 |
| Total Monthly Payment | $1,812 | $1,907 | $2,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.