319 OAKWOOD CIRCLE, Englewood, FL, 34223 | $900,000

Under contract-accepting backup offers. PRICE ADJUSTMNET--WATERFRONT PARADISE ON SALTWATER CANAL WITH ONE-BRIDGE ACCESS TO THE INTRACOASTAL complete with a NEW ROOF and HURRICANE IMPACT WINDOWS. Live the ultimate boating lifestyle in this beautifully maintained waterfront home in the desirable boating community of Englewood Isles where you can reach Lemon Bay and the Gulf within minutes. Step outside to your private backyard oasis featuring two patios, an extended dock, a 15, 000-lb boat lift (new motor 2024), and 9, 000-lb davits—perfect for powerboats, jet skis, or kayaks. This property is in an X Flood Zone, and combines peace of mind with beautiful water views. The Fibre Tech freshwater heated pool with a new pump and heater (2024) overlooks the canal, offering a serene setting to unwind after a day on the water. Recent upgrades include a new roof, facia, and soffits; aluminum lanai; and circular paver driveway with underground wiring ready for future landscape lighting, along with an updated 200-amp electrical panel that is hardwired for a generator (2024), and Impact-rated garage door (2025). Inside, enjoy high ceilings, ceramic tile flooring throughout, granite countertops, a walk-in pantry, breakfast bar with seating for four, and four sets of pocket sliding glass doors that open to the lanai for seamless indoor-outdoor living. The primary suite offers dual walk-in closets and a spa-like ensuite with a rain showerhead and abundant storage. Each additional bedroom offers walk-in closets and ceiling fans for ultimate comfort. This home abounds with comfort and space, with its split floorplan, great room with fireplace, and both a formal living room and formal dining room. With western front exposure, native royal palms, motion-sensor lighting, and thoughtful updates throughout, this home blends coastal comfort with effortless functionality. Whether you’re an avid boater or simply love Florida’s waterfront lifestyle, this Englewood Isles gem delivers move-in ready living with quick access to open water. Schedule your private showing today!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida, Ranch, Mediterranean
  • Year Built: 1989
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Ground Level
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,206
  • Acreage: 0.22
  • Est. Taxes: $4,292
  • HOA Fee: $120 Annually
  • Lot Desc: Landscaped, Level, Near Marina
  • View: Pool, Water
  • Elem. School: Englewood Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: N6140933
  • Days on Market: 84 days
  • Website: https://www.raveis.com
    /prop/N6140933/319oakwoodcircle_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/11/2026 11:02:10 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-493-1000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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319 OAKWOOD CIRCLE, Englewood, FL, 34223

$900,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $720,000 $720,000 $720,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 5.973% 5.996% 5.932%
Monthly Tax Payment $358 $358 $358
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,145 $4,259 $5,979
Total Monthly Payment $4,595 $4,709 $6,429

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.