121 MYRTLE RIDGE ROAD, Lutz, FL, 33549 | $775,000

Your LUTZ Oasis awaits!  Salt water POOL/SPA home on CONSERVATION.   4 Bed, 3 Bath with Office/Flex (or 5th bedroom).   3, 220 SF home on almost . 5 acre!  Private backyard retreat includes large pergola with swing and pavered fire pit area. Lots of updates - 2024 Roof (10 year warranty), 2024 Water Softener, 2024 LVT flooring, 2024 interior paint, 2025 salt water cell for pool.   One A/C replaced in 2025 (10 year warranty, maintenance contract), other unit inspected and in good condition.   Large kitchen with plenty of bar space features stainless steel appliances (2025 refrigerator), natural gas stove, island with power (not pictured), wine cooler, built-in wine rack, recessed and pendant lighting.   Single story and no carpet!  Granite counters in all bathrooms, double vanities in Master and Guest bathroom.   Washer and dryer stay in the laundry room with utility sink.   3-car garage with storage shelves and bonus refrigerator.   Pavered porch and entrance way,   double entry doors with leaded glass, crown molding, irrigation system, white vinyl fence with two gates, gutters, pool/spa heater, mature oaks and landscaping.   Escape the congestion in beautiful Lutz with easy access to I-275, Carrollwood, USF, and more.   Full Pier System remediated sinkhole (2016) with lifetime warranty, inspected in 2024 to confirm the work remains sound and there were no new concerns.   All reports and warranty attached.

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 126 x 162
  • Laundry: Laundry Room, Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Colonial
  • Year Built: 2001
  • Garage: 3-car Driveway, Garage Door Opener, Off Street
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,220
  • Acreage: 0.47
  • Lot Size: 126 x 162
  • Est. Taxes: $9,830
  • HOA Fee: $150 Annually
  • Lot Desc: Greenbelt, Landscaped, Oversized Lot, Conservation Area, Sidewalk, Street Dead-End
  • View: Park/Greenbelt, Pool, Trees/Woods
  • Elem. School: Maniscalco-HB
  • Middle School: Liberty-HB
  • High School: Freedom-HB
  • Pool: Heated, In Ground, Salt Water, Screen Enclosure, Gunite
  • Pet Policy: Yes
  • Appliances: Freezer, Microwave, Refrigerator, Washer, Convection Oven, Water Softener, Dishwasher, Disposal, Dryer, Electric Water Heater, Wine Refrigerator
  • MLS#: TB8441205
  • Days on Market: 149 days
  • Website: https://www.raveis.com
    /prop/TB8441205/121myrtleridgeroad_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2026 6:04:48 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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121 MYRTLE RIDGE ROAD, Lutz, FL, 33549

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment $819 $819 $819
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,668 $3,868 $5,107
Total Monthly Payment $4,579 $4,779 $6,018

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.