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Your LUTZ Oasis awaits! Salt water POOL/SPA home on CONSERVATION. 4 Bed, 3 Bath with Office/Flex (or 5th bedroom). 3, 220 SF home on almost . 5 acre! Private backyard retreat includes large pergola with swing and pavered fire pit area. Lots of updates - 2024 Roof (10 year warranty), 2024 Water Softener, 2024 LVT flooring, 2024 interior paint, 2025 salt water cell for pool. One A/C replaced in 2025 (10 year warranty, maintenance contract), other unit inspected and in good condition. Large kitchen with plenty of bar space features stainless steel appliances (2025 refrigerator), natural gas stove, island with power (not pictured), wine cooler, built-in wine rack, recessed and pendant lighting. Single story and no carpet! Granite counters in all bathrooms, double vanities in Master and Guest bathroom. Washer and dryer stay in the laundry room with utility sink. 3-car garage with storage shelves and bonus refrigerator. Pavered porch and entrance way, double entry doors with leaded glass, crown molding, irrigation system, white vinyl fence with two gates, gutters, pool/spa heater, mature oaks and landscaping. Escape the congestion in beautiful Lutz with easy access to I-275, Carrollwood, USF, and more. Full Pier System remediated sinkhole (2016) with lifetime warranty, inspected in 2024 to confirm the work remains sound and there were no new concerns. All reports and warranty attached.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $819 | $819 | $819 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,668 | $3,868 | $5,107 |
| Total Monthly Payment | $4,579 | $4,779 | $6,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.