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This 948 sq ft home, which includes the original square footage and the enclosed front Bonus room that has heated/cooled, home boasts 2 bedrooms, 1 full bathroom and is waiting for your personal touches. The large eat-in kitchen has plenty of cabinet space and a pantry. The living room is spacious and boasts and plenty of sunlight. Down the hallway you will find the guest bedroom that has a door going into the screened Florida room and shed/laundry room. The spacious bathroom has walk-in shower surround. The master bedroom has a wall of closet space. The laundry area has an access door to the shed off the enclosed screened Florida Room. No walking outside to do your laundry here. There is another access door to the back patio from the laundry room.
Golden Gate is a 55+ resident owned community where every resident owns a share of the community with private maintained roads and offers many amenities to its residents. There are men’s and women’s clubs, shuffleboard, horseshoe pit, bocce ball court, heated pool and spa, social activities, planned outings, movie nights, and so much more. The community is located close to a Walmart Super Store, or you could take your golf cart. The store has designated golf cart parking! For the golf enthusiast there is the Mainlands Gulf Club just a signal light away. It is a public 18-hole Florida links style course. There are numerous stores and restaurants within a minute's drive away and is close to major airports and interstates. Best of all it is 15 minutes from the award-winning Florida Gulf Beaches. The listing price of $85, 900 includes the cost of the landshare which is valued at $45, 000. Pet friendly with 1 pet allowed up to 20 pounds. Buyer to verify all measurements and restrictions and rules of the community. Requires community approval of application.
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Our Executive Mortgage Banker:
Our Insurance Division:
$85,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $68,720 | $68,720 | $68,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $139 | $139 | $139 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $390 | $412 | $548 |
| Total Monthly Payment | $604 | $626 | $762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.