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Improved price!! Charming cottage on 1 acre of private and wooded land! A quality custom 900 sq. ft. addition was added to the original 2/1 in 2014 by Bill Fraser Construction. There is a possibility that part of the addition could be used as a 3d bedroom. There are two closets in the addition. Original shingle roof was replaced in 2012 and the new addition has a metal roof, double pane windows and ceramic tile flooring. Well & pump was replaced in 2018. Master bedroom has vaulted ceilings plus a large 6x10 walk-in closet and a separate 7x10 dressing area with sink and vanity. There is room in the master bedroom to add an additional shower/toilet if needed which would make it 2 full baths. The original bathroom has a walk-in shower and vanity. The screened porch overlooks the private and natural walkway to a large workshop with electric and AC unit. Attached is also a covered carport. There is a variety of fruit trees including orange, lemon and grapefruit to enjoy! Enjoy the country feel while still living within 5 minutes to parks, shopping, schools and recreational facilities! Daytona and New Smyrna Beach are only 30-40 minutes away!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $245 | $245 | $245 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,362 | $1,437 | $1,913 |
| Total Monthly Payment | $1,682 | $1,757 | $2,233 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.