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Welcome to your private retreat! This beautifully upgraded, turnkey 3 bed 2 ½ bath townhome in the highly sought-after Cypress Ranch community located in Lutz, FL will not disappoint. Built in 2022 with a premium site selection, this unit offers a rare combination of privacy, convenience and high-end finishes. Step inside to find elegant upgrades throughout, from wide-plank tile flooring to a chef’s kitchen with gleaming quartz counters, stainless steel appliances and an oversized island, perfect for entertaining. The open-concept layout flows effortlessly into a spacious great room with abundant natural light all framing your breathtaking water and conservation views. Wake up each morning to the reflection of the sunrise over the water and unwind in the evening to the sound of rustling trees and the tranquility of your private patio. Upstairs, the primary suite is a true sanctuary with a custom walk-in closet and a spa-inspired bath featuring dual vanities and a glass-enclosed shower. Secondary bedrooms offer generous space, ideal for guests, family or a home office. Step outside and you’re a short walk to the brand-new Skybrooke K-8 School, restaurants, grocery stores, gym, medical professionals, parks, walking trails and much more- making this home perfect for all seeking a friendly community coupled with convent living. A full two-car garage, ample storage, and energy-efficient systems make this a showcase home. HOA fees include exterior insurance, water, lawn and landscaping maintenance making for an effortless lifestyle. Nearly 100K in Upgrades include: Block construction 1st and 2nd level, Site Premium, 42” Kitchen Cabinets, Samsung Smart Appliance Suite, Grey Wood-look Tile, Crown Molding, Floor-to ceiling Curtains, Bathroom Fixtures and Mirrors, Luxury Vinyl Plank, Custom Closets, Laundry Room Cabinets, Storm Panels, 2nd Floor Impact Windows, Insulated Garage Door, ADT Security System and Whole House Water Conditioning System. Conveniently located near the Suncoast Parkway (589), the property is just a short drive to Tampa, Clearwater, St. Pete and all that West Coast Florida has to offer. Schedule your private showing today-homes like this rarely last! Follow these links for the video and interactive walk through: https: //my. matterport. com/show/?m=UHgwCZdwYUU&brand=0&mls=1& and https: //realestate. febreframeworks. com/videos/019a0e50-0d03-720f-95d6-d9d48ab850f6
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Our Executive Mortgage Banker:
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$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $403 | $403 | $403 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,248 | $2,372 | $3,209 |
| Total Monthly Payment | $2,726 | $2,850 | $3,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.