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Move right in and start enjoying the best of Florida living in this beautifully updated 3-bedroom, 2-bath ranch-style pool home in sought-after Montclair Lake Estates. With 1, 434 square feet of well-designed living space, this Clearwater home offers the perfect blend of comfort, convenience, and modern updates—all just minutes from top-rated restaurants, shopping, and stunning beaches. Inside, the open-concept layout creates a bright and welcoming flow from the living room to the kitchen and dining areas. The newly updated kitchen features a stylish island, modern cabinetry, and plenty of counter space for cooking and entertaining. The living room’s wood flooring adds warmth and character, while tile flooring in the kitchen and bedrooms makes upkeep effortless. The split-bedroom floor plan offers privacy. The primary suite is comfortably sized, while the additional bedrooms offer flexibility for guests, an office, or a hobby room. Step outside to your spacious covered patio overlooking a screened-in pool, creating the ultimate spot for relaxing weekends, BBQs, or evening swims. With a 2-car attached garage and no HOA, you’ll enjoy both convenience and freedom. This move-in-ready home delivers everything Clearwater living is known for—comfort, location, and lifestyle—all wrapped up in one inviting package. ***FREE 1/0 Rate Buy Down when using the seller's preferred lender!***
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $462 | $462 | $462 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,158 | $2,276 | $3,030 |
| Total Monthly Payment | $2,695 | $2,813 | $3,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.