346 BARCELONA STREET, Punta Gorda, FL, 33983 | $399,000

Under contract-accepting backup offers. Built in 2022, stroll into this stunning home from the wide front side walk and large covered front entry which offers the charm of brand-new construction while being perfectly tucked away at the end of a cul-de-sac in the highly sought-after Deep Creek community. With over 1, 800 square feet of living space, there’s plenty of room to entertain family and friends in style. Elegant custom finishes are found throughout — including custom impact rated 5 panel glass double main entry doors, trey ceilings, hard-surface countertops, tile flooring, and custom lighting — setting this home apart from others on the market. Laundry room access through to the garage features stainless feel front loading washer and dryer both on pedestal drawers for added storage plus sink and cabinetry features. Enjoy the spacious layout featuring a separate den with French glass doors, high ceilings, with a BUYER BONUS of multiple large flat-screen TVs with mounts already in place, perfect for Sunday night football. The master suite offers dual walk-in closets, dual sinks, a luxurious walk-in shower, and private access to the screened lanai. The split-bedroom floor plan provides privacy and functionality, complemented by an open kitchen and great room. The kitchen features a large eat-in island, separate dining area, pantry, stainless steel appliances, and abundant cabinet space. The air-conditioned two-car garage with epoxy flooring is ideal for keeping your vintage car or prized possessions protected from the Florida heat. Deep Creek is a deed-restricted community with low annual HOA dues of just $200 and access to exceptional amenities — including a community park, sidewalks, tennis and pickleball courts, basketball court, playground, and a scenic golf course — perfect for an active lifestyle. Conveniently located near I-75, Walmart, Publix, shopping, dining, and medical centers, plus beautiful Florida beaches are not but a quick drive away.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,890
  • Acreage: 0.26
  • Est. Taxes: $3,934
  • HOA Fee: $200 Annually
  • Lot Desc: Cul-De-Sac
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: C7516105
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/C7516105/346barcelonastreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 10:11:21 AM)
Listing courtesy of LIFESTYLES REALTY GROUP, LLC   Phone: 941-479-2544

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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346 BARCELONA STREET, Punta Gorda, FL, 33983

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $328 $328 $328
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,787 $1,912 $2,566
Total Monthly Payment $2,190 $2,315 $2,969

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.