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One or more photo(s) has been virtually staged. Mostly Furnished Water-Front RidgeBrooke 3/2/Family Room/Den model with a 481 SF west-facing Florida Room Overlooking the Pond between High Vista and Del Webb 55+ communities, located 0. 2 miles from High Vista's private clubhouse and amenity center. List Price is below 2024 independent appraisal which also cited an effective age of this property as 8 years. Expanded brick paver driveway and walkway to the 8 FT leaded-glass double front doors with adjacent water fountain adorned by cherubs. 12 FT ceiling in central Great Room with 2 skylights and full-view patio doors to Florida Room with skylight and 3 walls of sun-shaded windows. Widened galley kitchen has solid wood cabinets, stainless-steel appliances, custom tile backsplash, solid-surface breakfast bar and countertops with seamless sink and a closet pantry. Adjacent family room with tray ceiling and dining area has western water view. 8 FT double doors to primary en suite bedroom with dual closets, tray ceiling and updated full bathroom with shower, linen closet and separate steam room. Split bedroom design offers privacy to guests with a full bath and linen closet between 2 guest bedrooms. Bay window elevation in front Den. Custom crown molding in many rooms. 2024 Water Heater. 2014 Roof. 2020 & 2013 HVAC units, both serviced annually. 4-Point Inspection dated 9/24/25 is available for view upon request. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $230 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private High Vista clubhouse and amenities. $425 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with The Nest restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
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$374,000
William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $299,200 | $299,200 | $299,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.168% | 5.628% |
| Monthly Tax Payment | $170 | $170 | $170 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,722 | $1,792 | $2,425 |
| Total Monthly Payment | $1,967 | $2,037 | $2,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.