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Experience the best of Lowcountry living in this beautifully maintained 4-bedroom, 2-bath home with a spacious FROG in the highly desirable Egrets Pointe section of Seaside Plantation. Enjoy tranquil lake views, abundant wildlife, and access to a private community dock and boat launch, perfect for kayaking, fishing, or soaking in everyday coastal charm. Inside, the home features an open, sun-filled layout with tasteful updates throughout. The modern kitchen includes Samsung stainless steel appliances--French door refrigerator, range/oven, and dishwasher--all of which convey. Elegant ceramic tile flooring anchors the main living areas, while carpeted bedrooms and FROG provide comfort and flexibility. Benefit from major energy savings with solar panels and a sealed, encapsulatedcrawl space. Modern smart home features include a Ring doorbell, Ring motion-sensor driveway lights, and a smart thermostat for convenience and peace of mind. The primary suite boasts an updated en suite bath with a double walk-in shower. Two additional bedrooms offer flexible options for guests, office space, or creative areas. Updated light fixtures and ceiling fans throughout add a cohesive, modern touch. Step outside to a large, fenced backyard, perfect for entertaining, gardening, or relaxing. Neighborhood beach access and a low HOA make coastal living easy and affordable. Located just 4. 5 miles from Folly Beach and minutes from downtown Charleston via the nearby connector, this home combines prime location, modern convenience, and lakeside serenity everything you want in a James Island retreat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,721 | $2,870 | $3,884 |
| Total Monthly Payment | $2,813 | $2,962 | $3,976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.