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Welcome to Hammock Bay — Apollo Beach’s final new waterfront home community. This exclusive gated neighborhood features private roads and deepwater access to Tampa Bay, offering the perfect combination of privacy, freedom, and coastal luxury. Hammock Bay includes 47 homesites, with 46 positioned directly on the water. Lot sizes average 75 feet wide by 150 to 190 feet deep, providing generous front and rear yards rarely found in the area. No CDD fees and low HOA costs mean more flexibility and long-term value. Buyers have the freedom to select their own builder, provided they meet community development standards. Lots 1–22 require a minimum of 3, 500 sq. ft. of living area, while Lots 23–46 require a minimum of 4, 500 sq. ft. Each homesite offers ample room to design and build a custom residence suited to your lifestyle. The community offers quick, deepwater access to Tampa Bay, ideal for boating, fishing, and waterfront dining. Site development is underway and progressing quickly, with final plat completion expected in January 2026. Home construction may begin once the final plat is recorded, and owners will have two years after closing to commence building. Don’t miss this rare opportunity to own new waterfront property in Apollo Beach. Call today for available lots, pricing, and to schedule a private site tour.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$690,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $552,000 | $552,000 | $552,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,134 | $3,306 | $4,437 |
| Total Monthly Payment | $3,226 | $3,398 | $4,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.