|
Welcome to this beautifully updated and renovated 3-bedroom, 1. 5-bath Colonial home that perfectly blends charm with modern updates. This inviting home features an enclosed rear porch/entrance with a patio that leads you to the spacious eat-in-kitchen with granite counters, recess lighting and new stainless steel appliances, offering a sleek and durable workspace, ideal for home chefs, and flows seamlessly into the dining area, perfect for gatherings and special occasions. The main floor offers multiple flexible living areas including a living room, plus a classic and cozy brick front - wood burning fireplace, a new five pain front window allows natural light to flow through with a warm welcoming ambiance. The family room highlights a wood burning stove, a NEW sliding glass door, NEW flooring and access to the rear garden property. There is a dedicated office or it can be used as a play room or den - ideal for today’s lifestyle. Upstairs, you’ll find the primary bedroom, two additional bedrooms and a renovated full bathroom, with an additional renovated half bathroom on the main level for convenience. The home is freshly painted and has many NEW windows all through the home - NEW forced air furnace in 2023 - NEW 1000 gallon Septic tank in 2023 - Municipal water - Washer & Dryer, plus beautiful refinished hardwood floors. The unfinished basement has utilities and storage. Out back, enjoy a private yard with a patio, a garden shed, a detached two-car garage and driveway, offering ample storage and outdoor enjoyment with family and friends. This move-in-ready Colonial is a rare find with its combination of classic character and modern upgrades - don’t miss the chance to make it your home. Conveniently located by Vassar College and the town of Poughkeepsie with its trendy restaurants, shopping and weekly farmers market. Plus a short ride to the Metro North train station with an easy commute to NYC - Come enjoy what Dutchess County has to offer with its hiking, biking and walking trails.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$484,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $387,200 | $387,200 | $387,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $1,150 | $1,150 | $1,150 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,198 | $2,353 | $3,138 |
| Total Monthly Payment | $3,423 | $3,578 | $4,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.