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Come see this special 3 bedroom/2 bath home with over 2100 sq ft today. If you are looking for a private lot with NO HOA this is the home for you. The possibilities are endless on this beautiful acreage in St. Cloud. Over 2 acres fully fenced with an electric gate just waiting for the next family to create memories on this stunning property. Relax on your front porch with your morning coffee or evening tea or take a seat around the fire pit when we are blessed with cool evenings. If you are horse a lover there is a barn waiting for your beloved 4-legged friends. Looking for a place to park your work vehicle, RV, or boat. . . no worries there is space for everything here. Wishing you had a pool to cool off in every hot day of the summer, well there is room to add one here without having to worry about where to put it or if it will fit. Once inside this beautiful home you will be so impressed with the spacious open floor plan. Room for everyone and everything in this living area. It is an entertainers dream with space to set up food and drink stations and plenty of room for seated dining. The kitchen can easily accommodate more than one cook to make preparing meals a lot faster and more fun! There is a bonus space off the kitchen that can be used as an office or a pantry. The primary bedroom is generous in size with room for a sitting area where you can wind down after a long day. The newly remodeled primary bath gives a peaceful spa feel. Metal roof and brand-new AC are an added bonus.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,600 | $479,600 | $479,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $202 | $202 | $202 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,761 | $2,872 | $3,824 |
| Total Monthly Payment | $3,055 | $3,166 | $4,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.