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WAIT!! WHAT? A Nearly 2400sf pool home, on a wooded conservation view lot of nearly 100ft wide, . 25+ acre lot, in Harbor Isles neighborhood, on the BEST street in the neighborhood - FOR UNDER $600K??!! That's Right!! Seller Says, "WE WANT THIS SOLD!" Don’t miss this awesome opportunity! THESE OVERSIZED LOTS are the difference maker vs. other similar Apollo Beach neighborhoods, and why buyers choose Harbour Isles! Nobody Really Likes Being Able To Reach Out & Touch Your Neighbor! Step out back and discover Florida living the way it's supposed to be!!! Your own 28ft saltwater pool with a soothing waterfall, easy clean pop-up sweeps, a pebble-tec finish, and pre-wired for a heater for year-round enjoyment! Feel free to relax & soothe those sore muscles in your heated, multi jets hot tub! Like to host BBQ’s, parties, or those family/holiday get-togethers? ENTERTAIN HERE WITH EASE on your nearly 1500sf pool deck & completely screened-in back lanai! Partially roofed for comfort & all-weather enjoyment, and complete with an 8ft granite top dry bar! Inside this well-maintained K. Hovnanian built beauty, the interior floorplan, finishes, and upgrades will continue to impress! Designed for everyday living and effortless entertaining! The entry foyer welcomes you in effortlessly to your spacious formal dining room (superbly sized for your holiday gatherings or formal get-togethers), and a relaxed formal living room with glass slider doors allowing a view & access to your back oasis (a great spot for a nap or a good book!). Continuing, you'll discover your inviting family room, perfect for entertaining, that smoothly flows with the abundant kitchen space & café! Also features glass slider doors for view & access to your back oasis! Your chef’s kitchen includes a 4-top snack bar as part of the center sink island with stainless sink, stainless appliances, abundant granite countertop & cabinet space, over/under wall cabinet lighting, and a roomy closet pantry! This well balanced “split floor plan” separates the Owner’s Suite to one side of the home exclusively, making it a peaceful retreat! Offering ample room for your king-sized furnishings, another glass sliding door to your oasis, and dual walk-in closets! The ensuite bath is spa like with dual sinks/wood cabinets/granite counter, a walk-in shower with a bench, a water closet, a linen closet, and a garden tub! ONE GREAT STANDOUT FEATURE OF THIS HOME - The Jack-n-Jill full bath, adjoined by two secondary bedrooms! IDEAL for an in-law suite or private retreat for a teenager! Currently used by owner this way, with (1) bedroom as such, the bath privatized, and the 2nd bedroom as a living/TV room! There is also one last bedroom (bedroom, guest room, or office?) & adjacent hallway bath, with access to your oasis for that desirable pool bath! Finally, a spacious laundry room with wall cabinets complete this home’s desirable layout! Notable updates include: New roof ('25), A/C ('21), water heater & softener ('20), partial hurricane-impact windows, vaulted ceilings, LED cans lighting, archways, and even garage storage ceiling racks! PLUS - NO FLOOD INSURANCE REQUIRED! Harbour Isles offers resort-style amenities! A clubhouse, fitness center, community pool, playground, volleyball & basketball courts, fishing piers, and walking trails! Easy To View!! SO SCHEDULE YOUR PRIVATE TOUR TODAY!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $898 | $898 | $898 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,703 | $2,851 | $3,826 |
| Total Monthly Payment | $3,693 | $3,841 | $4,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.