1109 Studdingsail Lane, Charleston, SC, 29412 | $1,395,000

Amazing unobstructed views of both Folly Beach and Folly River from your rooftop deck. Views of the waterfront can also be enjoyed from every window in the home. Explore the natural surroundings with easy water access via the community dock, and Folly Beach is just a ten-minute bike ride away! Nestled on Bowen Island and just minutes to Folly Beach, this townhome, built in 2022 with a charming board and batten elevation and brick pavers. The elevated construction accommodates a two-car garage with ample storage for a golf cart, bikes, kayaks and more. The property has been updated and a list of features are noted in the documents section. The first floor of the home is bright and inviting with 10-foot ceilings, 8-foot doorways, updated lighting, plantation shutters and modern trim casing around doors and windows. The gourmet kitchen is complete with gas range and stainless-steel hood, double wall ovens and an expansive shiplap island with quartz counters. White cabinetry reaches the ceiling, and the oversized pantry provides even more storage space. While the island offers casual bar top seating space, formal dining space is located at the front of the home. An office (presently used as an exercise room) is next to the living room. The living room has access to the main level porch overlooking the marsh while the dining area has its own porch on the front of the home. A powder room completes this level. The second floor contains three bedrooms, each with tray ceilings as well as the laundry facilities. The primary bedroom is large with a custom California Closet system and the ensuite offers a quartz vanity with dual sinks and a large walk-in tiled shower with bench. The two guest rooms enjoy marsh views and one of the rooms has direct access to the guest hall bathroom with tile surround bathtub. Designed for maximum enjoyment of the surrounding marsh, the third-floor rooftop patio offers your own slice of paradise to enjoy anytime. Sliding doors open to the oversized deck with plenty space for outdoor furniture. The additional living space includes a full bathroom as well as a beverage cooler and dry bar. This property has an elevator shaft in place to all three floors which optimized additional storage with custom California Closet Systems. Access the home via the interior stairwell on the garage level. The home is in excellent condition and has been well maintained. Conveniently located to shops, restaurants, Harris Teeter, James Island library, county park at the end of Folly Beach as well as the brand-new Folly Pier.

Features

  • Parking: 2 Car Garage, Garage Door Opener
  • Heating: Natural Gas
  • Cooling: Central Air
  • Amenities: Dock Facilities, Lawn Maint Incl, Trash
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Complex: The Cove at Folly
  • Development: 22 - Folly Beach to Battery Island
  • Year Built: 2022
  • Approx Sq. Feet: 2,226
  • Acreage: 0.07
  • Lot Desc: 0 - .5 Acre, Marshview, Riverview
  • Water Front: Yes
  • Elem. School: James Island
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 25028534
  • Days on Market: 139 days
  • Website: https://www.raveis.com
    /prop/25028534/1109studdingsaillane_charleston_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Carriage Properties LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1109 Studdingsail Lane, Charleston, SC, 29412

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.202% 6.121% 6.011%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,424 $6,691 $9,267
Total Monthly Payment $6,549 $6,816 $9,392

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.