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One or more photo(s) has been virtually staged. This charming 2-bedroom, 1-bath single-story home blends comfort, functionality, and simple Florida charm. A wide gravel driveway leads to an attached garage and carport, offering plenty of parking space, while mature trees frame the property and provide a touch of privacy and shade. The open-concept living and dining areas welcome you with warm wood-like vinyl flooring, recessed lighting, and large front windows that bathe the space in natural sunlight. Thoughtful details such as built-in wall shelving add both character and convenience. The kitchen serves as the heart of the home, showcasing sleek white cabinetry with brushed metal handles, stainless steel appliances, and granite-style countertops complemented by a tile backsplash. It’s a bright, airy space perfect for everyday cooking or casual entertaining, with direct access to the laundry and garage area for added practicality. Both bedrooms are cozy and well-proportioned, offering generous closet space and plenty of natural light. The full bathroom has been tastefully updated with white subway tile, a combination tub and shower, and a modern single-sink vanity with a light gray cabinet and crisp white countertop. The converted garage space adds extra versatility—ideal for a home gym, hobby area, or workshop—complete with laundry hookups and windows for ventilation. Outside, the open yard provides room for weekend barbecues, gardening, or simply relaxing under the shade of mature trees. Conveniently located near everyday amenities, this home is close to Sims Park, a local favorite for its riverfront views, playground, and community events. You’re also just a short drive from Werner-Boyce Salt Springs State Park, known for kayaking and peaceful nature trails, and near Gulf View Square for shopping, dining, and entertainment. For beach days or water adventures, SunWest Park and Hudson Beach are nearby, offering swimming, paddleboarding, and sunset views. Combining cozy living with proximity to outdoor recreation and local conveniences, this home captures the easygoing Gulf Coast lifestyle perfectly.
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Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $279 | $279 | $279 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $910 | $948 | $1,264 |
| Total Monthly Payment | $1,264 | $1,302 | $1,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.