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Bright & Beautiful One-Bedroom Carriage House in Heritage Village. Welcome to one of the most sought-after homes in the award-winning Heritage Village, a vibrant 55+ community in Southbury, CT. This charming one-bedroom carriage house is located in the desirable Winship section, just steps from personal garden plots available for a small charge where you can grow your favorite vegetables or flowers. Enjoy easy access to the woodworking and metal shops, perfect for exploring new hobbies or refining your craft. Inside, the fresh and inviting kitchen features stylish white cabinetry, granite countertops, a white tile backsplash, and stainless steel appliances ideal for creating culinary masterpieces. Step through the sliding glass doors to your private deck, surrounded by peaceful nature. Gleaming wood floors flow seamlessly throughout the open-concept living and dining areas, anchored by a cozy wood-burning fireplace. The spacious primary bedroom features generous closet space and an abundance of natural light. Convenience is key with a gentle walk from your one-car garage directly to your front door. The garage also includes a private storage closet, and additional storage is available in the attic and large interior closets. Community Amenities Include: Spectrum high-speed internet & cable TV (included in HOA), Four swimming pools (three heated), Tennis & pickleball courts, Hiking & biking trails, Fitness center, library, stained glass studio, and on-site restaurant. Dozens of clubs and activities to keep you engaged and social. Nearby golf courses, including one that winds through the Village. Located in the picturesque New England town of Southbury, you'll enjoy easy access to shopping, dining, theaters, and major highways 90 minutes from NYC. One-time $5, 000 equity ownership to Heritage Village Foundation by buyer. Don't miss your chance to live in this vibrant, active community. Schedule your showing today and start enjoying the Heritage Village lifestyle!
| Type | Description | Level |
|---|---|---|
| Dining Room | Hardwood Floor | Main |
| Living Room | Fireplace,Sliders,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $228 | $228 | $228 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,167 | $1,215 | $1,621 |
| Total Monthly Payment | $1,470 | $1,518 | $1,924 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.