20 & 22 Larnes Street, Charleston, SC, 29403 | $1,625,000

Prime Investment Opportunity in Downtown Charleston!Don't miss this rare opportunity to own two adjoining parcels/structures in the highly sought-after Westside subdivision of Downtown Charleston. Conveniently located just past the Crosstown, this property is minutes from MUSC, the College of Charleston, Hampton Park, historic downtown, and some of Charleston's best restaurants and attractions. Whether by foot, bike, or car -- everything you love about downtown is right at your doorstep. This property is being sold together with the adjacent parcel at 20 Larnes Street TMS #460-07-02-192, giving a total of 3124 sq. ft. of potential. The upstairs unit features its own private entrance, kitchen, and living room, offering the perfect setup for a separate apartment or short-term rentalThe downstairs portion of both properties includes multiple entrances (front, side, and rear), providing flexibility for multi-unit or shared-living configurations. In total, the property offers 6 spacious bedrooms with additional rooms that can be converted to more bedrooms to create even more sleeping or living space. There are 3 full bathrooms, two of which include large walk-in showers. Outside, there's ample parking with two dedicated spaces in front plus a driveway that extends to the back, with room to accommodate four or more additional vehicles. Located in a STR Category 2 overly and Zoned DR-F3, this property is eligible for short-term rental use (in addition to long-term leasing), offering investors multiple income-generating options. With its prime downtown location, flexible layout, and strong rental potential, this property is a fantastic investment opportunity to create a high-yield rental or multi-unit income property in the heart of Charleston. This property is being sold strictly in as-is, where is condition. It is ready for your vision to make this property come to life!

Features

  • Amenities: Laundry
  • Bedrooms: 6
  • Baths: 3 full
  • Style: Charleston Single
  • Development: 52 - Peninsula Charleston Outside of Crosstown
  • Year Built: 1935
  • Cooling: Central Air, Window Unit(s)
  • Approx Sq. Feet: 3,124
  • Acreage: 0.14
  • Lot Desc: 0 - .5 Acre
  • Elem. School: James Simons
  • Middle School: Simmons Pinckney
  • High School: Burke
  • MLS#: 25028616
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /eprop/25028616/20and22larnesstreet_charleston_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Realty One Group Coastal

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi Mejia, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 & 22 Larnes Street, Charleston, SC, 29403

$1,625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,300,000 $1,300,000 $1,300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.110% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,381 $7,794 $10,795
Total Monthly Payment $7,506 $7,919 $10,920

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.