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Presented by
Marshall + Ostop Team |
2539 Route 44-55, Gardiner, NY, 12525 | $475,000
Incredible opportunity to live in the heart of Gardiner — one of the Hudson Valley’s most charming and scenic towns! This well-maintained 3 bedroom home offers comfort, flexibility, and room to grow, with excellent potential for expanding the living space on the lower level adding approximately 500 square feet of living space. A detached oversized garage provides ample room for storage or a workshop. Recent improvements add to the home’s appeal and value, including a new roof installed in 2025 with LeafFilter gutters and new lower-level flooring (2025). A new walk-in shower was added in 2023, and a mini split system in the living room keeps the home efficiently comfortable through both hot and cool months. Relax or entertain in the bright three-season room overlooking the in-ground heated pool and wooded backyard — a perfect retreat for quiet mornings and summer gatherings. Enjoy all that Gardiner has to offer! Just moments from the Wallkill Valley Rail Trail, local restaurants, shops, wineries, and world-class hiking and rock climbing, all with the majestic Shawangunk Ridge as your backdrop.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Raised Ranch
- Year Built: 1975
- Garage: 2-car
- Heating: Baseboard, Oil, Other
- Cooling: Ductless
- Approx Sq. Feet: 1,808
- Acreage: 1
- Est. Taxes: $7,822
- Elem. School: Duzine
- Middle School: New Paltz Middle School
- High School: New Paltz Senior High School
- School District: New Paltz
- Pool: Yes
- Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
- MLS#: 926179
- Days on Market: 49 days
- Website: https://www.raveis.com
/prop/926179/2539route4455_gardiner_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Marshall + Ostop TeamSales Associates
860.748.1845
MarshallOstop@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 829975
860.990.4029
Jennifer.Carreto@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2539 Route 44-55, Gardiner, NY, 12525
$475,000
Marshall + Ostop Team
Sales Associates
William Raveis Real Estate
Phone: 860.748.1845
MarshallOstop@raveis.com
Jennifer Carreto
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.4029
Jennifer.Carreto@raveis.com
NMLS Mortgage Loan Originator ID 829975
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $652 | $652 | $652 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,098 | $2,248 | $3,030 |
| Total Monthly Payment | $2,825 | $2,975 | $3,757 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535