|
BIG PRICE REDUCTION! PREVIOUSLY UNDER CONTRAC AND HAD A STATE CERTIFIED APPRAISAL RESULTING IN A VALUE OF $429, 000! BUY AND HAVE INSTANT EQUITY! OWNER FINANCING AVAILABLE with 99K down payment, Conventional Loan also available. THIS PROPERTY HAS IT ALL! Secluded 3. 73 acres with two homes and lots of extras! Very unique property that can be used as a family compound or a profitable income producing property! Enjoy the privacy of the dead-end street road backing up to a prairie and farmland. Bring your animals to this fully fenced in 3. 73 acres with A-1 zoning. Enjoy the beautiful small fishing pond on the property with breathtaking pine trees. Features a separately fenced in 1. 04-acre parcel pasture perfect for farm animals with outside shelter/feeding area. Electric gate entrance leading to the main residence which features a massive 2, 072 living square foot 2001 model Doublewide! Originally a 4/2 home, however the current owners turned part of the home into a separate mother-in-law suite quarter featuring a gorgeous barn door entrance with a roomy bedroom, living room, bathroom, laundry room, and a beautiful kitchen. This is a must see, it's like having two homes in one! Featuring gorgeous high ceilings throughout, an oversized living room, spacey family room with a beautiful stone fireplace, along with a dining area. Huge open kitchen with Pantry, Skylight, premium Track Lighting and lots of cabinet/counter space. Enjoy the oversized master bedroom along with walk-in closets and a beautiful huge master bathroom! This residence has been completely remodeled per Seller with updates of: new kitchen cabinets and countertops in 2020, new metal roof in 2018, new paint throughout in 2020 along with all new light fixtures, new AC unit in 2016 with being recently serviced, the conversion of the mother-in-law suite was done in 2022, new massive 24x21 Metal Carport in 2024. 10x10 front deck entrance along with multiple back door entrances to a breathtaking 74 x 6 huge back Deck with a ramp on each side that connects to a beautiful above ground 12 x 24 pool! Stunning stone walkway rock garden area leading to a unique 12 x 24 she shed/man cave featuring a window AC unit, sink, sleeping area, outhouse, shower, which were all remodeled/converted with newer electric and insulation in 2024! The second residence features a very unique 1, 216 living square foot Singlewide that has a wall separating the home into two living quarters perfect for an income producing property or another mother-in-law suite! The front side entrance has a 1/1 featuring a kitchen area, dining area, laundry room, an enormous master bedroom and master bath along with a walk-in closet. The backside entrance of the home has a 1/1 featuring a small studio with a living room area, a beautiful fireplace, kitchenette area, bedroom and bathroom. New updates per Seller on this Singlewide are a new Metal Roof in 2017, new AC unit in 2024, all new flooring in 2017, All new kitchen with cabinets and countertops in 2020. Outside features a 10 x 10 front deck, 24 x 21 open concrete patio, two 18 x 18 metal carports on each side of the home, new 18 x 40 metal RV carport in 2024 with electric hook up for an RV. 20 x 40 mechanics dream metal garage featuring a car lift, compressor, workshop area, electric all on a concrete slab. Don’t miss your opportunity on this very rare and unique property! We have lenders that will lend on this multi residence property, make this your new sanctuary today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | $220 | $220 | $220 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,838 | $1,939 | $2,587 |
| Total Monthly Payment | $2,133 | $2,234 | $2,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.