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62 Overhill Road, Providence, RI, 02906 | $899,000
Spacious and light-filled 3-unit in the heart of the Eastside of Providence. The front entry hall has two interior doors to create privacy for a new owner-occupant on the first floor. Each of the three units features two spacious bedrooms, one full bath, and floor areas of 1360 sq ft on the 1st and 2nd floors, and 964 sq ft on the 3rd floor. The third-floor unit has been wonderfully updated and feels modern and clean. Leases are in place on the 2nd and 3rd floors at market rate through June 2026. The garage will qualify for an ADU buildout and could be an additional income unit. The roof is only 5 years old, and the property has been well-kept. The full basement is unfinished with shared laundry and utility. The rear porches should be rebuilt or removed entirely. Just off Hope Street, there are countless options for city transportation, bike commuters, and walkers to grocery, retail, parks, and restaurants. Less than two miles from both Brown Univ and RISD, and only a 10-minute drive to the Amtrak train station. This property is a fantastic location for both investors and owner-occupants alike.
Features
- Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Sidewalks
- Rooms: 19
- Bedrooms: 6
- Baths: 3 full
- Units: 3
- Laundry: Common Area
- Year Built: 1900
- Garage: 2-car Detached,Garage
- Heating: Gas,Hot Water,Oil,Steam
- Cooling: None
- Basement: Full,Interior Entry,Unfinished
- Acreage: 0.11
- Est. Taxes: $7,051
- Appliances: Dryer,Dishwasher,Gas Water Heater,Oven,Range,Refrigerator,Washer
- MLS#: 1398484
- Website: https://www.raveis.com
/prop/1398484/62overhillroad_providence_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
62 Overhill Road, Providence, RI, 02906
$899,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $588 | $588 | $588 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,916 | $4,312 | $5,972 |
| Total Monthly Payment | $4,596 | $4,992 | $6,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB