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Don’t miss your opportunity to own this brand-new home at 118 Champion Hill Drive in Effingham, NH — perfect for first-time buyers or anyone seeking a high-quality new build at an exceptional value. This 3-bedroom, 2-bath home offers 1, 493 sq. ft. of open-concept living, featuring a spacious living room that flows seamlessly into the kitchen, all situated on a 2-acre lot. Enjoy modern comforts including central A/C, forced hot air heating, and all-new appliances and finishes throughout. Surrounded by nature, the property offers endless opportunities for hiking, ATV riding, and wildlife watching, making it a perfect retreat for outdoor enthusiasts. If you’ve been searching for a move-in-ready home where every detail is brand new and nature is right at your doorstep — this is the one. Seller is offering $2, 500 credit at closing to the buyer to put towards buyer's closing costs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $298,800 | $298,800 | $298,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $522 | $522 | $522 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,744 | $1,816 | $2,422 |
| Total Monthly Payment | $2,341 | $2,413 | $3,019 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.