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Modern Elegance in Highly Sought-After Southern Pines
Experience refined living in this beautifully designed 3-bedroom, 2-bath home, perfectly situated in one of St. Cloud’s most desirable communities. Thoughtfully crafted for comfort and effortless flow, the bright open layout welcomes you with a spacious dining area that leads seamlessly into a sunlit living room—creating an inviting setting for both everyday moments and memorable gatherings.
At the center of the home, the stunning gourmet kitchen offers exceptional style and functionality, showcasing a large prep island, sleek contemporary cabinetry, and a generous walk-in pantry. Sliding glass doors open to a peaceful back patio, offering the perfect backdrop for morning coffee, casual get-togethers, or unwinding at day’s end.
The private primary suite serves as a calming retreat with its spa-inspired bath featuring dual sinks, an oversized walk-in shower, and a well-appointed closet. A smart split-bedroom layout provides comfort and privacy for family and guests.
Located within the highly regarded Southern Pines community, residents enjoy a full array of resort-style amenities, including a sparkling pool, playground, and picturesque ponds framed by serene conservation views. With convenient access to major highways, Lake Nona’s vibrant dining and shopping, and top-rated schools, this move-in-ready home offers the perfect blend of modern living, convenience, and Florida charm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $397 | $397 | $397 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,749 | $1,845 | $2,456 |
| Total Monthly Payment | $2,221 | $2,317 | $2,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.