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Welcome to your dream Queen Anne Victorian haven in the heart of Patchogue Village, where history meets modern comfort! Originally built in 1894, this residence features a newer water heater, modern kitchen cabinets, and countertops, all while preserving its original character. This property is charming and economically appealing, with lower taxes of just $8, 826 with the STAR rebate, covering both town and village taxes. As you step inside, you'll be greeted by beautiful hardwood flooring and woodwork, complemented by a stunning stained glass window in the entryway and on the front door. The first floor offers common areas, full bathroom, bedroom, and the washer and dryer. Plus, enjoy the convenience of speakers ready to be wired for surround sound throughout the first floor and the wraparound porch, perfect for relaxing or entertaining. The home also features a turret that adds a unique architectural feature to the home, enhancing its historical charm. There is additional storage space found in the second floor hallway walk-in closet, attic, and the partial sized basement accessed the bilco doors. On just shy of a quarter acre, the backyard is ideal for creating your own personal oasis. You'll also find gardening throughout the property that attracts monarchs, offers vibrant flowers, and your very own vegetables. The property is also centrally located in Patchogue Village - just a stone's throw away from Main Street and a short distance from shopping centers, Shorefront Park, and two ferries that offer access to beautiful Fire Island Beaches. Don't miss this opportunity to make this charming home yours and to enjoy the lifestyle that the Village has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $815 | $815 | $815 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,175 | $3,398 | $4,532 |
| Total Monthly Payment | $4,082 | $4,305 | $5,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.