|
FLORIDA PARADISE AT ITS BEST! THIS 2-BEDROOM, 2-BATHROOM, SALTWATER POOL HOME WELCOMES YOU! Located just 1 mile from The Villages ®, in the sought-after 55+ Spruce Creek South community offers perfect blend of comfort, convenience & Florida living. The elegant crystal windowed Front Door invites you into the Entry Area showcasing luxury vinyl floors that flow seamlessly throughout the home. The Entry opens into a spacious Living room with vaulted ceiling, ample space to accommodate large furniture, oversized window brings in ample light with a 4-light ceiling fan adds to extra comfort. The living room flows into a specious Dining room with ample wall space, vaulted ceiling and bright 6-1-light chandelier. Beautiful Eat-in Kitchen has generous counter space and cabinets, custom pantry with pull-out drawers, Whirlpool appliances, double sink, skylight with ceiling fan and light. The Florida room opens to a stunning outdoor retreat with a large covered Lanai, Birdcage, and a SOLAR HEATED, SALTWATER IN-GROUND POOL overlooking a private backyard with no rear neighbor. The pool area is paved with beautiful pink bricks. The Florida room under air, with acrylic windows, and tile flooring, perfect for relaxing with your morning coffee, or as game room, or accommodate guests. The bright 2-fan lights may easily convert it into an art-crafts room. The speciose Primary Suite features a window to the backyard, large shirt closet, ceiling fan, en-suite bathroom (Resurfaced in December 2025) with step-in tiled shower with double rain glass doors (2025), solar tube/exhaust fan (2024), single sink with large mirror, and 2-walk-in closets (clothing/utility). The Guest bedroom is also nice size with 2 windows, ceiling fan, and walk-in closet. Both bathrooms completely resurfaced. Guest Bathroom features 1 sink with large mirror, walk-in resurfaced shower (2025) with double rain glass doors (2025), solar tube (2024), and exhaust fan (2025). The Garage houses the Washer and Dryer (2025), Sink, Water Heater, Wall Cabinets and Shelves, Overhead Storage Rack, Attic has R38 sprayed insulation, attic pulldown for extra storage, and 2-Ceiling Fans with Lights. The Garage Door (2025) has 2-remote openers, and screen outside doors. The Outside has long Custom Painted Driveway, Street Light, house lights (2024) and the Mailbox. The landscaping has been meticulously maintained all around the house. New double pane windows installed by Window World, New awnings and shutters by Whyte Aluminum, 25 commercial white roof above the lanai. This beautifully updated home offers Country Club living with the convenience of nearby shopping, dining, VA and medical facilities, all accessible by golf cart. Spruce Creek South offers resort style amenities, including: 24/7 guard house, Restaurant, Clubhouse with fitness center, RV Storage, his/her sauna, card game room, art/crafts room, library, billiard room, kitchen, entertainment center with stage, outdoor picnic area with pool and jacuzzi, 18-hole golf course, Volleyball/Pickleball/Tennis courts, Shuffle Board, Softball field, Gated storage for RVs and extra vehicles (at low cost), Dog park, Dozens of Clubs and Social events, and more to enjoy year-round. Roof(2024), Vinyl Siding (2024), Gutters, Leafguard & Downspouts(2024). All Pool equipment including solar heat panel(2023), Birdcage(2022), additional insulation (2024).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$325,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,720 | $260,720 | $260,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,542 | $1,584 | $2,113 |
| Total Monthly Payment | $1,792 | $1,834 | $2,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.