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Welcome to this beautifully maintained 3-bedroom, 2-bath Cape. This inviting home features an open kitchen with stainless steel appliances, hardwood floors, carpeting, and a spacious living area ideal for both relaxing and entertaining. Enjoy outdoor living on the front deck, a fenced backyard perfect for pets or play, and a private above-ground pool for summer fun. Take advantage of the nearby lake for boating, kayaking, swimming or just to lay on the beach. The property also includes a one-car garage with electric car charger, walk-out basement with laundry and bonus space, and level landscaped lot. Located close to shops, schools, and parks, this home offers the ideal blend of comfort and convenience. If you’ve been looking for your first home in a friendly neighborhood with room to grow, 214 North is the perfect place to start your next chapter! With public water and sewer, wall-unit cooling, and hot water oil heating, this home combines comfort and convenience. Located in the Mahopac School District and just a short commute to local amenities, this residence is perfect for families or first-time buyers seeking charm and practicality in a desirable neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $941 | $941 | $941 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,230 | $2,321 | $3,089 |
| Total Monthly Payment | $3,246 | $3,337 | $4,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.