523 69TH STREET, Holmes Beach, FL, 34217 | $2,750,000

Under contract-accepting backup offers. Effortlessly blending relaxed coastal living with refined design, this beautifully remodeled 3BD/3BA retreat invites you to slow down and stay awhile. Inside, the heart of the home is a show stopping kitchen that exceeds expectations with wood cabinetry, sleek quartz counters, a gas range, double ovens, wet bar with wine fridges, and a massive center island that makes entertaining both elegant and easy. Rich wood beams warm the open concept living and dining areas, where natural light spills in through oversized sliders that frame the view to your private outdoor oasis. Two of the bedrooms feature ensuite bathrooms, offering comfort and privacy for guests or family. The seamless indoor outdoor flow leads to a backyard paradise designed for total enjoyment, with a sparkling heated pool and spa, lush tropical landscaping, and ample space for lounging in the sun or shade. A private dock with electric and water access extends your lifestyle to the water, whether you’re an avid boater or simply enjoy the waterfront setting. Under the covered outdoor living space, complete with grill, refrigerator, and a wood burning fireplace with updated gas components (December 2025), the space transforms into the perfect spot for gathering year round. Thoughtful upgrades throughout include the full replacement of all original cast iron plumbing, removal of all in floor water lines and installation of new water lines in the attic, all new electrical wiring, fixtures, and panel, plus an on demand hot water heater with a recirculating pump delivering instant hot water to every sink and shower. A buried 125 gallon propane tank supports the gas features throughout. Topped with a durable metal roof and fortified with impact rated windows and doors, this canal front gem is as solid as it is stylish. Just a short stroll or bike ride to the sugar white sands of Anna Maria Island and moments from beloved shops, restaurants, and local attractions, this is island living perfected, don’t let this rare coastal escape slip away.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 85 x 121
  • Laundry: Inside, Laundry Room
  • Year Built: 1971
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,409
  • Acreage: 0.24
  • Lot Size: 85 x 121
  • Est. Taxes: $10,879
  • Lot Desc: FloodZone, Street Dead-End
  • View: Water
  • Pool: Gunite, Heated, In Ground
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: A4669062
  • Days on Market: 94 days
  • Website: https://www.raveis.com
    /eprop/A4669062/52369thstreet_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/28/2026 7:32:09 AM)
Listing courtesy of DUNCAN REAL ESTATE, INC.   Phone: 941-779-0304

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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523 69TH STREET, Holmes Beach, FL, 34217

$2,750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,200,000 $2,200,000 $2,200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $907 $907 $907
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,148 $12,839 $17,976
Total Monthly Payment $13,180 $13,871 $19,008

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.