429 Coy Hill Road, Middletown Springs, VT, 05757 | $269,900

Nestled on 10 peaceful acres in the countryside, this foreclosure property offers a rare opportunity to create your dream rural retreat. The home features three spacious bedrooms and two full bathrooms, with generously sized rooms that invite natural light and promise comfortable living. A charming fireplace anchors the living area, perfect for cozy evenings, while original wood floors throughout add warmth and character. The layout is functional and full of potential, with “good bones” that provide a solid foundation for renovation and personalization. Though the home needs some TLC and updating, its rustic charm and expansive setting make it a worthwhile investment for those with vision. Imagine restoring the wood floors to their former glory, modernizing the kitchen and baths, and transforming the large rooms into inviting spaces tailored to your style. Outside, the 10 acres offer endless possibilities; from gardening and recreation to building out additional amenities. Whether you're looking for a quiet homestead or a fixer-upper with room to grow, this property is a canvas waiting for your touch. Only owner occupant buyers are eligible for first 30 days of listing through First Look Program. Only Owner-occupied offers will be considered for the first 30 days. Investor offers considered after 30 day period.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Saltbox
  • Year Built: 1975
  • Heating: Baseboard,Hot Water
  • Cooling: None
  • Basement: Concrete,Concrete Floor,Full,Storage Space,Unfinished
  • Approx Sq. Feet: 2,240
  • Acreage: 10
  • Est. Taxes: $6,493
  • Lot Desc: Country Setting,Level,Secluded,Wooded
  • MLS#: 5066617
  • Website: https://www.raveis.com
    /prop/5066617/429coyhillroad_middletownsprings_vt?source=qrflyer
©2025 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/8/2025
Listing courtesy of New Leaf Real Estate   Phone: 802-793-8368
Listing Agent: Renee Rainville

William Raveis Family of Services

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

429 Coy Hill Road, Middletown Springs, VT, 05757

$269,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,920 $215,920 $215,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.571% 6.533% 5.668%
Monthly Tax Payment $541 $541 $541
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,277 $1,347 $1,750
Total Monthly Payment $1,893 $1,963 $2,366

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.