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Presented by
Laurie E. Shiff |
One or more photo(s) has been virtually staged. The price you have been waiting for in your favorite neighborhood — Valrico Oaks! This TURNKEY custom-built legacy home offers unmatched flexibility, space, and value with a versatile 4BR/2BA or 3BR/2BA layout plus a DEDICATED OFFICE and a FULL 1BR/1BA PRIVATE SUITE complete with its own kitchen, utility area, and living room in the highly revered Valrico Oaks community. The seller has REDUCED THE PRICE to BELOW APPRAISED VALUE, giving you the opportunity to add your own personal touches while enjoying instant equity in this beautifully maintained home. Designed for today’s evolving lifestyle, this property is ideal for a TRUE IN-LAW SUITE, MULTI-GENERATIONAL LIVING, PRIVATE GUEST QUARTERS, or EXCLUSIVE ENTERTAINING SPACE with TWO FULL KITCHENS, TWO LIVING AREAS, and DUAL LAUNDRY AREAS. Peace of mind comes included with a NEW ROOF (May 2024) and DUAL ZONED A/C SYSTEMS (2022 & 2014), showcasing the pride of ownership and solid construction throughout. Situated on an oversized lot, this home blends SPACE, FUNCTIONALITY, and CLASSIC FLORIDA CHARM with lush landscaping, an inviting paved courtyard, and a charming paved front veranda perfect for morning coffee or evening conversations with neighbors. Inside, SOARING VAULTED CEILINGS and OPEN FORMAL LIVING AND DINING SPACES create an airy feel, while LARGE SLIDING GLASS DOORS flood the home with natural light and provide seamless access to outdoor living. The SPLIT FLOOR PLAN offers privacy with a spacious primary suite featuring lanai access, a walk-in closet, and a generously sized bath with a CUSTOM ROMAN TUB/SHOWER. At the heart of the home, the main kitchen overlooks a cozy great room with a BRICK FIREPLACE, creating the perfect setting for family gatherings and entertaining. Additional highlights include a two-car garage with workspace, screened lanai with a dedicated hot tub panel, and an EXTRA LARGE BACKYARD with ROOM FOR A POOL. This one-of-a-kind property combines value, character, flexibility, and timeless appeal in one of Valrico’s most beloved neighborhoods, and it’s PRICED SO YOU CAN PUT YOUR OWN STAMP ON IT. Homes like this rarely come available — schedule your private showing today!
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$558,600
Sales Associate
William Raveis Real Estate
Phone: 203.912.4014
Laurie.Shiff@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $446,880 | $446,880 | $446,880 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,752 | $2,822 | $3,711 |
| Total Monthly Payment | $3,140 | $3,210 | $4,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.