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One or more photo(s) has been virtually staged. PRICED $90, 000+ UNDER APPRAISED VALUE! Bring your CREATIVITY & VISION! Seller has reduced the price to this amazing LEGACY home so you can add your own touches, make it your own and enjoy the equity for yourself! The price you have been waiting for in your favorite neighborhood -VALRICO OAKS!! This turn-key CUSTOM BUILT 4/2 or 3/2 with DEDICATED OFFICE with a full 1/1 PRIVATE SUITE WITH IT'S OWN KITCHEN, UTILITY AND LIVING ROOM in the HIGHLY REVERED Valrico Oaks community, offers unmatched flexibility and space for today’s lifestyle. Claim PEACE OF MIND with a NEW ROOF (May 2024) and DUAL ZONED AC SYSTEMS (2022 & 2014)—a testament to the home's excellent maintenance and solid construction. Whether you’re looking for a TRUE IN-LAW SUITE, MULTI-GENERATIONAL LIVING, PRIVATE GUEST QUARTERS OR EXCLUSIVE ENTERTAINING SPACE this home delivers—with TWO FULL KITCHENS, TWO LIVING AREAS, and DUAL LAUNDRY AREAS! Sitting on an oversized lot, it offers both SPACE AND CHARM, blending thoughtful design with classic Florida living. Step into the inviting PAVED COURTYARD and take in the lush landscaping and CHARMING PAVED FRONT VERANDA—a perfect spot to sip coffee or catch up with neighbors. Inside, SOARING VAULTED CEILINGS and OPEN FORMAL DINING/LIVING SPACES create a spacious feel, while LARGE SLIDING DOORS FLOOD THE SPACE WITH NATURAL LIGHT AND GIVE EASY ACCESS TO ENJOYING THE OUTDOORS. The SPLIT FLOOR PLAN features a PRIVATE PRIMARY SUITE with lanai access, a walk-in closet, and a generously sized bath WITH CUSTOM ROMAN TUB/SHOWER. The main kitchen overlooks the HEART OF THE HOME and opens to a COZY GREAT ROOM with a BRICK FIREPLACE—ideal for family gatherings and entertaining. Additional highlights include: two-car garage with workspace, screened lanai WITH DEDICATED HOT TUB PANEL & EXTRA LARGE BACKYARD with ROOM FOR A POOL! This one-of-a-kind property combines value, space, functionality, and character all in one of Valrico’s most beloved neighborhoods PRICED SO YOU CAN PUT YOUR OWN STAMP ON IT. Homes like this don’t come around often—schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $451,600 | $451,600 | $451,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,671 | $2,817 | $3,688 |
| Total Monthly Payment | $3,059 | $3,205 | $4,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.