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Presented by
Sharon Kramberg |
One or more photo(s) has been virtually staged. RARE OPPORTUNITY IN VALRICO OAKS! This custom-built estate offers a unique "two homes in one" design perfect for multigenerational living, extended family, private guest accommodations, or a flexible work-from-home lifestyle. The main residence features 3 bedrooms, 2 baths, a dedicated office, vaulted ceilings, formal living and dining rooms, and a spacious great room with wood beams and a beautiful brick fireplace. The kitchen overlooks the main living area, creating an inviting space for everyday living and entertaining. Connected yet private, the separate 1-bedroom, 1-bath suite includes its own kitchen, living area, laundry space, and private bedroom, offering endless possibilities for in-laws, multi-gen, long-term guests, or a personalized flex space. Major updates provide peace of mind, including a new roof in 2024 and dual-zoned HVAC systems replaced in 2022 and 2014. Situated on an oversized lot with lush landscaping, the property also features a screened lanai, paved courtyard and front veranda, a spacious backyard with room for a pool, and a two-car garage with workshop space. Homes offering this level of flexibility, privacy, and value rarely become available in Valrico Oaks. Move right in and add your own personal touches while enjoying the opportunity to build instant equity in one of Valrico's most desirable neighborhoods.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
Sales Associate
William Raveis Real Estate
Phone: 860.539.0710
Sharon.Kramberg@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,601 | $2,702 | $3,554 |
| Total Monthly Payment | $2,989 | $3,090 | $3,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.