166 North Oak is a charming and well cared for Expanded Cape that offers space, comfort, and endless potential. Nestled in the Farmingdale School District and just minutes from the Southern State Parkway, this home combines classic style with thoughtful upkeep, making it the perfect place to settle in and make your own. Once inside you'll find a warm and inviting layout featuring four bedrooms, two on the main level and two upstairs, providing flexibility for a variety of lifestyles. With two full bathrooms, one on each floor, there’s plenty of room for everyone. The main level boasts beautiful hardwood floors, while the bedrooms offer cozy carpeting. The spacious finished basement is tiled and ready to be transformed into whatever you need, whether it’s a playroom, gym, media room, or home office. The home is equipped with central air and gas heat, ensuring comfort in every season. Outside, you’ll find a large, fully fenced yard with lush green grass ideal for gatherings, pets, or simply relaxing outdoors. The exterior features a mix of vinyl and aluminum siding, a clean, classic look, and an attached one-car garage adds convenience and storage. This home is exceptionally clean, move-in ready, and offers a fantastic opportunity. With its unbeatable location, solid structure, and inviting spaces, 166 North Oak is a wonderful place to call home. Just bring your bags and unpack.
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Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,238 | $1,238 | $1,238 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,870 | $2,990 | $3,947 |
| Total Monthly Payment | $4,200 | $4,320 | $5,277 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.