105 ISLAND WAY, #121, Clearwater Beach, FL, 33767 | $225,000

This is the opportunity buyers have been waiting for in the highly desirable 33767 Clearwater Beach zip code—an exceptional value in Island Estates that is truly priced to sell in this 55+ complex. Fully furnished and move-in ready, this spacious 2-bedroom, 2-bath residence offers the perfect combination of comfort, convenience, and coastal living, whether you're searching for a primary home, winter retreat, or smart investment.

Situated on the second-floor end unit, the location within the building is ideal—just steps to the elevator, laundry, and stairs—while offering added privacy and natural light. The open floor plan flows seamlessly from the main living area into the dining space and a bright, inviting sunroom that’s perfect for morning coffee or unwinding after a day at the beach. The kitchen is well-designed with ample cabinet storage, a breakfast bar, and an adjoining pantry/closet for added functionality.

The primary suite is generously sized with two large closets, including an impressive 10-foot closet, along with an en-suite bath and private access to the sunroom. The second bedroom is flexible and spacious enough to accommodate guests, multiple beds, or a combined office and guest space.

Life at The Islander is all about easy, resort-style living, with a waterfront heated pool and spa, shuffleboard courts, and a community dock where you can relax, fish, or simply enjoy the peaceful water views. Everyday conveniences are right outside your door, including assigned covered parking, a locked storage area, and laundry facilities just steps away.

This community allows for flexible ownership with rentals permitted (3-month minimum) and no ownership holding period, making it even more appealing for part-time residents or investors. Best of all, you're just a half-mile from the world-renowned sands of Clearwater Beach, with dining, shopping, and entertainment close by, plus easy access to Tampa International and St. Pete-Clearwater airports.

With its unbeatable location, strong value, and turnkey convenience, this is a rare chance to secure a piece of Island Estates at a price that stands out—don’t miss it.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet, Outside
  • Complex: ISLANDER THE CONDO
  • Year Built: 1972
  • Common Charge: $50 Annually
  • Approx Sq. Feet: 1,090
  • Acreage: 1.97
  • Est. Taxes: $4,770
  • Condo Fee: $1,150 Monthly
  • Adult Communities: Yes
  • Water Front: Yes
  • Pet Policy: Cats OK, Yes
  • Appliances: Cooktop, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8439945
  • Days on Market: 182 days
  • Website: https://www.raveis.com
    /prop/TB8439945/105islandway_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 11:32:09 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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105 ISLAND WAY, #121, Clearwater Beach, FL, 33767

$225,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $180,000 $180,000 $180,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $398 $398 $398
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,079 $1,123 $1,495
Total Monthly Payment $1,552 $1,596 $1,968

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.