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Welcome to this sprawling 3, 400 sq. ft. ranch-style home perfectly situated on nearly one acre in the coveted Eastwood community of James Island. This rare single-story residence offers both convenience and comfort, located just minutes from downtown Charleston and within the highly rated Town of James Island school district. Inside, the home's open and versatile layout is designed for both everyday living and entertaining. Multiple living areas flow seamlessly together, highlighted by a stunning four-seasons room with vaulted ceilings that floods the home with natural light. A secondary family room with a wood-burning fireplace provides a cozy retreat, while flexible spaces allow for a home office, media room, or additional bedrooms as needed. The massive primary suite is privately separated from the other bedrooms and features multiple closets and a spacious en suite bathroom. Two additional bedrooms and full baths provide comfort for family and guests. Practical updates include a whole-house natural gas generator, newer roof, whole-house surge protector, HVAC, and water heater, ensuring peace of mind. The property also offers multiple storage sheds, covered storage, and a concrete patio overlooking beautifully landscaped grounds, perfect for gatherings. With its expansive backyard, this home is an excellent opportunity for a multigenerational family compound, complete with room for a pool and a large guest house if desired. Beyond its current comforts, the property presents a significant value-add opportunity for buyers. With no HOA restrictions, nearly one acre of land, and an enviable location in an X-flood zone, the lot offers potential for constructing an accessory dwelling unit, and even potential for subdivision and redevelopment to maximize long-term value. Nearby, enjoy access to parks, tennis courts, and playgrounds on Harbor View Road, along with May Forest State Park, Pinckney Park, James Island Yacht Club, and the SC Department of Natural Resources trails. This is a rare opportunity to own a large, single-level home on James Island in one of its most desirable neighborhoods, with both present-day livability and future development potential.
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Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $796,000 | $796,000 | $796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,772 | $4,901 | $6,717 |
| Total Monthly Payment | $4,864 | $4,993 | $6,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.