17000 SE 251ST TERRACE, Umatilla, FL, 32784 | $245,000

Country Charmer in Umatilla – 4 Beds, 2 Baths on Nearly Half an Acre

If you're lookin’ for a place with room to roam and all the comforts of home, this sweet Umatilla property might just be the one. Set on a fully fenced 0. 4-acre lot, this well-kept 4-bedroom, 2-bath home has a handy split floor plan, a two-car carport, three gate entrances, and several outbuildings perfect for workshops, storage, or hobbies.

Out front, there's a ramp up to the covered porch – a perfect spot to sit a spell and enjoy the peaceful neighborhood view.

Inside, the family room welcomes you with soft carpet underfoot, a big front window, and a cozy electric fireplace for those chilly Florida evenings. The space flows right into a large dining area and a big ol’ kitchen with plenty of room to cook, gather, and work. The kitchen's got a built-in desk, glass-front cabinets, upgraded appliances, and tons of counter space. The catty-corner sink with a window overlooking the backyard is a favorite feature, plus there’s a breakfast bar for quick meals or extra seating.

Down one hallway, you'll find two comfy bedrooms with ceiling fans and closets, along with a full guest bath that has a tub and shower. On the other side of the home sits the third bedroom with double doors, carpet, and views of the front yard—great for guests, an office, or a hobby room.

The primary suite is roomy and private, with a walk-in closet and windows that bring in lots of light. The attached bathroom has a double vanity, plenty of storage, linoleum floors, and a walk-in shower with glass doors.

This home gives you that quiet country feel but still keeps you close to town, parks, and entertainment. With lots of space to entertain, work on projects, or just enjoy the simple life, it’s a must-see.

Features

  • Rooms: 14
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 123 x 142
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2016
  • Garage: Boat, Covered, Driveway, Off Street, Oversized, RV Carport
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,399
  • Acreage: 0.4
  • Lot Size: 123 x 142
  • Est. Taxes: $1,314
  • Lot Desc: Cleared, In County, Landscaped, Level
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: G5100776
  • Days on Market: 114 days
  • Website: https://www.raveis.com
    /prop/G5100776/17000se251stterrace_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/12/2026 11:39:49 PM)
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC   Phone: 407-469-0090

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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17000 SE 251ST TERRACE, Umatilla, FL, 32784

$245,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,000 $196,000 $196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.132% 5.415%
Monthly Tax Payment $110 $110 $110
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,082 $1,174 $1,563
Total Monthly Payment $1,267 $1,359 $1,748

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.