201 Esopus Creek Road, Saugerties, NY, 12477 | $948,000

~~~Enchanting Cottage along the Esopus Creek~~~ Tucked away on a quiet, dead-end road in the heart of Saugerties, this exceptional waterfront property offers peace, privacy, and the magic of creekside living. Set on a total of . 87 acres across two parcels—including approximately 172 feet of frontage on the Esopus Creek—this one-of-a-kind offering includes a beautifully updated cottage with detached garage and an additional . 44-acre waterfront lot directly alongside the cottage. Step into the charming 2-bedroom cottage, where a welcoming front porch sets the tone for comfort and relaxation. A bright, inviting eat-in kitchen—perfect for morning coffee or casual gatherings—anchors the front of the home. Nearby, a cozy first-floor bedroom and a full bath offer convenience and comfort for everyday living or weekend guests. The heart of the home is the spacious living room with a working stone fireplace, vaulted ceilings, skylights, and expansive windows that frame breathtaking views of the Esopus Creek. From here, step onto the deck—complete with an electric awning—and take in the stunning, tree-lined water vistas, serene and undisturbed as far as the eye can see. From the deck, descend down custom bluestone steps to your very own 50-foot permanent wood dock with two built-in seats set into the wall, perfect for relaxing by the water, kayaking, fishing, or simply soaking in the sunshine. Upstairs, a bright second bedroom with lofted ceilings and a half bath offers both comfort and privacy—along with a beautiful view of the Esopus Creek—making it ideal for guests, a home office, or a peaceful retreat. The detached 1-car garage is conveniently located on the same lot as the cottage, while the separately deeded . 44-acre lot runs along the creek next to the cottage—mostly level, fenced, and beautifully landscaped. This extra parcel offers room to build another cottage or enjoy as open green space with mature trees and sweeping water views. Whether you’re looking for a peaceful full-time residence, a weekend escape, or a waterfront investment with expansion potential, 201 Esopus Creek Road is truly a rare gem.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Style: Bungalow, Cottage
  • Year Built: 1930
  • Garage: 1-car
  • Heating: Forced Air, Oil
  • Cooling: Wall/Window Unit(s)
  • Basement: Partial, Unfinished
  • Approx Sq. Feet: 1,176
  • Acreage: 0.43
  • Est. Taxes: $10,611
  • Lot Desc: Cul-De-Sac, Landscaped, Level, Near School, Near Shops, Private, Secluded, Waterfront, Wooded
  • View: Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Cahill
  • Middle School: Saugerties Junior High School
  • High School: Saugerties Senior High School
  • School District: Saugerties
  • Appliances: Electric Range, Refrigerator
  • MLS#: 896854
  • Days on Market: 78 days
  • Website: https://www.raveis.com
    /prop/896854/201esopuscreekroad_saugerties_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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860.550.0295

TheKellyTeam@Raveis.com

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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

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201 Esopus Creek Road, Saugerties, NY, 12477

$948,000

The Jay and Carol Kelly Team

Sales Associates

William Raveis Real Estate

Phone: 860.550.0295

TheKellyTeam@Raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $758,400 $758,400 $758,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.342% 6.223% 6.078%
Monthly Tax Payment $884 $884 $884
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,247 $4,608 $6,349
Total Monthly Payment $5,223 $5,584 $7,325

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.