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Attention Golfers, Beach Lovers & wanna be Retirees. . . a spectacular 2BR/2BA/1CG home with a relaxing coastal vibe is calling your name. This welcoming home offers tropical decor, numerous updates & an AWESOME location in the "Heart of Tampa Bay. " The home exemplifies pride of home ownership inside & out. The stunning curb appeal begins w/tropical landscaping framed by a decorative paver entry/walkway (2019) that surrounds the home leading friends & family into the screened front patio (great area to enjoy tropical breezes). The ramped front entry then opens into a calm, coastal seafoam living area. The open floorplan offers a living/dining room, large galley kitchen, spacious Florida room, primary bedroom w/ensuite bath, guest bedroom & main bath. Numerous updates are visible throughout the home. Entire living/kitchen area has stylish vinyl flooring, updated ceiling fans & a fresh splash of tropical decor. Living/dining room has plantation shutters. The "Wall of Windows" Florida room explodes w/natural light showcasing its semi-private backyard. The updated kitchen features beautiful granite counter tops, white cabinetry w/brushed nickel accents, black & stainless appliances (LG range/microwave, Whirlpool side x side refrigerator, 2025 Bosch dishwasher), a pass thru window to Florida room, sleek tray ceiling, recessed lighting & custom stone backsplash. Both bedrooms feature ceiling fans, faux 2" wood blinds & new closet doors (2025). Guest bedroom has a hardwood floor while the primary features new luxury vinyl flooring (2025). Updated baths have new vanities, granite countertops, brush nickel accent lights/hardware/faucets & low flow toilets. Private ensuite bath has a gorgeous tiled walk-in shower w/bench & unique single sink vanity while the guest bath offers a custom dual sink vanity (one w/HC accessibility) & jetted tub w/stunning tiled tub surround. Garage, just off kitchen, features the laundry area (washer/dryer/utility tub), water softener, AO Smith water heater (2016) & side entry door. Exterior updates include open back patio, updated windows, neutral painted exterior (2025), 2 car driveway, Trane HVAC system (2020), shingle roof (2008), down spouting, keyless garage door entry, irrigation system & spacious backyard. This well-maintained, pet friendly 55+ section of The Lakes I community provides many amenities: pool, shuffleboard courts, Clubhouse with library/game room/meeting room/kitchen & pool table. 2026 monthly HOA fees of $305 include water/sewer/trash, lawn care & common area maintenance. Additional $27/month to Spectrum for cable/internet. Pets any size are welcome. Just minutes from Mayor's Park @ Freedom Lake w/paved walking paths around 2 lakes, sailboat racing, an outdoor workout area, playground, picnic pavilions, a dog park, & Korean/Vietnam War Memorials. Come join this awesome 55+ community centrally located between Clearwater/St. Petersburg/Tampa offering endless activities: shopping, amazing Gulf beaches, sports venues, fitness centers, museums, parks, golf courses, dining, water activities, theaters, concerts & more shopping. Additional conveniences include easy access to nearby churches, grocery stores, pharmacies, restaurants, banking, Malls, two local airports, bus transportation, interstate highways & Port of Tampa cruise ships. Tampa Bay, the Gateway to Paradise, is a "FUN"shine state of mind! Don't miss this one-of-a-kind opportunity to LIVE the Florida Lifestyle - schedule a showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$281,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $224,800 | $224,800 | $224,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $275 | $275 | $275 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,259 | $1,346 | $1,807 |
| Total Monthly Payment | $1,608 | $1,695 | $2,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.