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One or more photo(s) has been virtually staged. PRICE REDUCED TO SELL! Step into possibility with this spacious 4 bedroom / 2 bath home in the heart of Land O Lakes! Nestled on a generous lot with strong bones and endless potential, this property is perfect for buyers ready to personalize and build equity from day one. With NO CDD fees, a very low HOA, and NO FLOOD insurance required, this home is truly a rare gem. Upgrades include: New Roof (2023), Water Heater (2022), A/C (2015), and Updated Electrical Panel with sub-panel pre-wired for a generator. Residence sits on an oversized, 101-foot-wide fenced lot with conservation views, offering both privacy and peaceful scenery. Step inside to discover 10-foot ceilings, a soft, neutral palette, and large windows and sliding doors that fill the home with natural light. The welcoming foyer opens to a spacious formal living and dining area, ideal for entertaining. The kitchen is a chef's dream, offering ample cabinetry, stainless steel appliances, and a convenient bar area for casual dining. A breakfast nook and family room, both with sliding glass doors, seamlessly connect to the tiled patio, perfect for enjoying outdoor activities. The thoughtfully designed split-bedroom floor plan ensures comfort and privacy for everyone. Retreat to the primary suite, where you’ll find a large picture window, dual walk-in closets, and an en suite bathroom featuring a soaking tub, separate shower, double vanity, and grab bars for added safety. The expansive backyard features mature palm and fruit trees, brick walkways, and multiple garden spaces. There’s plenty of room to add a pool or create your dream outdoor oasis. This home is ideally located near top-rated schools, shopping, dining, golf courses, and just minutes from State Road 54, with easy access to Tampa and major highways.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$429,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,840 | $343,840 | $343,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.443% | 5.668% |
| Monthly Tax Payment | $232 | $232 | $232 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,007 | $2,117 | $2,787 |
| Total Monthly Payment | $2,314 | $2,424 | $3,094 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.