832 LAKE SHORE Terrace, Interlachen, FL, 32148 | $274,900

Welcome Back to Lake Life on Clearwater Lake!
After some thoughtful updates and care, this lakeside gem is ready to shine again! Escape the hustle and bustle and embrace peaceful lakeside living on tranquil Clearwater Lake, complete with canal access to the stunning 360-acre Lake Grandin. Whether your heart calls for boating, fishing, kayaking, or simply relaxing by the water, this property delivers the perfect blend of comfort, character, and nature. Built in 1949, this cottage has gracefully stood the test of time, preserving its classic charm and craftsmanship while incorporating modern updates that make everyday living easy and enjoyable. Step inside to find a spacious open living room with a cozy brick fireplace, a welcoming dining area, and an extra-large screened porch overlooking the lake -the perfect spot for morning coffee or sunset views. Recent improvements include fresh paint, new siding, and new carpet in the hallway, breathing new life into this timeless Lakeside retreat. Three bedrooms (two non-conforming), one bathroom, an attached garage, and both front and back porches, this home offers space to relax, gather, and enjoy. Outside, you'll find a fenced yard, shed, and a dock with an electric boathouse, all designed for easy lake living. Located in a friendly neighborhood with a low $50/year HOA, residents enjoy access to a private clubhouse, private swimming area, and a private gated boat ramp with dock for fishing. There's picnic pavilion with grills, plus fun amenities like basketball, shuffleboard, walking/jogging trail, and a large indoor event space. This lake house beautifully combines vintage charm with modern comfort  a welcoming retreat where history, heart, and home meet by the water's edge. Come experience the serenity and see why Clearwater Lake living never goes out of style!

Features

  • Amenities: Other, Barbecue, Basketball Court, Boat Dock, Boat Launch, Clubhouse, Gated, Shuffleboard CourtFishing, Gated
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: In Garage
  • Style: Cottage
  • Year Built: 1949
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,388
  • Acreage: 0.36
  • Est. Taxes: $2,783
  • HOA Fee: $50 Annually
  • View: Lake, Trees/Woods
  • Water Front: Yes
  • Appliances: Electric Oven, Refrigerator
  • MLS#: 2114092
  • Days on Market: 179 days
  • Website: https://www.raveis.com
    /prop/2114092/832lakeshoreterrace_interlachen_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

832 LAKE SHORE Terrace, Interlachen, FL, 32148

$274,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $219,920 $219,920 $219,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $232 $232 $232
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,301 $1,336 $1,782
Total Monthly Payment $1,608 $1,643 $2,089

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.