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Discover the ultimate oceanside sanctuary- your dream beachside retreat awaits! Nestled just steps from the pristine sands of the Atlantic Ocean, this stunning 4-bedroom, 3-bathroom beachside haven is more than a home- it's a gateway to endless coastal bliss. Imagine waking up to the soothing symphony of waves, crashing ashore, with an expansive deck to enjoy the Florida sun and salt air after a fun day at the beach or sightseeing downtown St Augustine. Inside, modern elegance meets timeless comfort: enjoy the fully updated kitchen and bathrooms that boast high-end finishes, sleek stainless appliances, granite countertops, and spa-like finishes that make every day feel like a vacation. The magic doesn't stop at the doorstep. Step out your front door and in moments, you're on the sun- kissed shores of Vilano Beach, where miles of powdery sand invite leisurely strolls, surfing sessions, world- class fishing, or simply basking in the golden Florida sunshine and fresh salty air breezes. Convenience is key with a one bedroom/one bath in-law suite on the first floor of the home. The second floor includes three bedrooms, two full bathrooms, a living room, and modern kitchen. Enjoy relaxing on the second floor deck, or the two first floor covered patios for dinner al fresco. There is a fully fenced backyard that offers privacy when needed. Large driveway allows for parking for multiple vehicles. From this home you can easily walk to a nearby grocery store, vibrant restaurants, and shopping, or hop on your bike for a scenic ride over the Vilano Bridge to the historic charm of St Augustine, with cobblestone streets, an ancient fort, shopping and restaurants galore, and cultural treasures just minutes away. This isn't just a property; it is a proven investment powerhouse. As a well-maintained and expertly managed vacation rental, it boasts years of glowing reviews, consistent positive rental income, and a stellar reputation that keeps guests returning season after season. Whether you're seeking a serene forever home to create lifelong memories, a luxurious personal retreat for weekend escapes, or a savvy vacation rental opportunity, this gem delivers it all. Seize your slice of paradise- where oceanside living meets effortless luxury and endless potential. Schedule your tour today and step into a life of sun, sea, and serenity in the heart of Vilano Beach!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.046% | 5.846% | 5.700% |
| Monthly Tax Payment | $525 | $525 | $525 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,751 | $3,964 | $5,550 |
| Total Monthly Payment | $4,368 | $4,581 | $6,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.