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Welcome home to this beautifully maintained and move-in ready 1 Bedroom Deluxe Co-op in the highly desirable Birchwood on the Green community of Oakdale. This spacious second-floor unit offers approximately 950 sq. ft. of bright, open-concept living with timeless hardwood floors and elegant crown molding throughout. Step into a sun-filled living and dining area designed for both relaxation and entertaining. Sliding glass doors lead to your private balcony—perfect for morning coffee or evening unwinding. The kitchen features warm wood cabinetry, granite countertops, and a full suite of appliances, creating the perfect blend of charm and functionality. The updated bath showcases a stylish vanity and tile surround, while the serene primary bedroom offers double mirrored closets and generous space. Enjoy the ease of on-site laundry, extra storage, and beautifully landscaped grounds just steps from your door. The monthly maintenance of $859 includes heat, gas, water, exterior maintenance, grounds care, snow removal, and taxes—providing both comfort and convenience in one package. Located minutes from the Oakdale LIRR station, beaches, parks, shopping, restaurants, and major highways, this pet-friendly community (1 dog up to 30 lbs or 2 indoor cats) offers a relaxed lifestyle with easy access to everything Long Island has to offer. Purchase is subject to co-op board approval, requiring a minimum 10% down payment and a 700+ credit score. $600 application fee & $150 credit check fee to Kaled Management Corp. There is a one time $50 pet fee & $10/month after. One dog up to 30 lbs. , or 2 indoor cats.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,999 | $239,999 | $239,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,363 | $1,437 | $1,914 |
| Total Monthly Payment | $1,438 | $1,512 | $1,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.