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Under contract-accepting backup offers. 5, 000 BUYER CREDIT for interest rate buy-down or closing costs! This move-in-ready Palm Coast home is steps from the Pine Lakes Golf Course, has over 2, 000sf of living area and the most functional floor plan on the market! Check out the 2D floor plan - the back room can be used as a HUGE 4th bedroom, playroom, game room, office, or even just a second living room. As you walk in the front door you'll find an indoor/outdoor space that could be a super unique greenhouse/plant room! Primary suite is large and has an updated full bathroom with custom walk-in tile shower and walk-in closet. Two of the guest bedrooms are down the hall, one of which offers a large walk-in closet. Partially updated FULL second guest bathroom is down the hall. Main living room is located in the center of the home and has a gorgeous brick fireplace and hearth, vaulted ceilings, and wood beams. Off the kitchen is a separate but open dining room.
The kitchen has TONS of cabinetry and counterspace, granite countertops, newer stainless-steel appliances, roll out lower cabinet drawers, and a breakfast bar that seats 3-4. Food pantry is built-in and located between the kitchen and dining rooms. Custom lighting throughout combined with tons of natural light. This almost quarter-acre lot is larger than you usually find in Palm Coast and is fully fenced with white vinyl fencing. Newer shed in the back yard. Whole home gutter system. Roof 2021, HVAC 2021, water heater 2025. Washer and dryer will convey. No flood zone. The W section is a well-established area located near the Pine Lakes golf course and is just a short walk to the walking trail.
All information and room sizes in this listing are intended to be accurate but cannot be guaranteed. Buyers and agents are always encouraged to perform due diligence. Some interior photos have had had furnishings virtually removed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $267,920 | $267,920 | $267,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $29 | $29 | $29 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,650 | $1,716 | $2,243 |
| Total Monthly Payment | $1,754 | $1,820 | $2,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.