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One or more photo(s) has been virtually staged. 3/2/2 single-family home in the Village of Bonita in The Villages, FL with an updated kitchen in 2021, new roof-2025, HVAC replaced-2024, interior painted-2025 & rear privacy. This Wisteria model, built in 2009, offers 1, 512 square feet of heated living space with a split-bedroom floor plan that allows the two guest bedrooms and guest bath to be closed behind a pocket door, creating a private guest suite. The kitchen renovation includes quartz countertops, luxury vinyl plank flooring, white painted cabinetry with pull-out shelving in pantry and base cabinets, updated tile backsplash, under-cabinet lighting, a refrigerator and range replaced in 2021, and a microwave added in 2024. The primary suite features an en-suite bath with dual vanities and a tiled Roman shower. Major system updates also include a hot water heater replaced in 2020 with a circulator added in 2021, a water softener installed in 2020, and a power garage door motor system updated in 2024. Vaulted ceilings, solar tubes for added natural light, and generous storage throughout enhance everyday living, including a large primary walk-in closet, a full storage closet in the inside laundry room, garage cabinetry, and pull-down attic access. Outdoor features include a large screened lanai with rear privacy, mature landscaping, irrigation, and sliding glass doors connecting indoor and outdoor spaces. The home is located in an established area of The Villages between Lake Sumter Landing and Brownwood Paddock Square, offering convenient access to live entertainment at the town squares, championship and executive golf, shopping and restaurants, pools and country clubs, the golf academy, driving range, and multiple recreation centers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $288,000 | $288,000 | $288,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $310 | $310 | $310 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,590 | $1,727 | $2,315 |
| Total Monthly Payment | $1,975 | $2,112 | $2,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.