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Nestled in the heart of downtown Punta Gorda, this stunning beauty offers the perfect blend of charm, comfort, and convenience. Located in the historic district, you'll enjoy easy access to all the vibrant shops, restaurants, and waterfront attractions downtown has to offer. A short walk takes you to the beloved Gilchrist Park, an 11-acre gem along the harbor featuring walking, jogging, and biking paths, a gazebo, fishing pier, pickleball and basketball courts, pavilions, and breathtaking harbor views. The park also hosts numerous community events throughout the year, making this location truly unbeatable. As you arrive to this home, you’ll be greeted by a picturesque partial wrap-around porch. . . ideal for relaxing on a rocker or unwinding in a cozy rattan lounge. Inside, the first floor features gleaming hardwood floors and a warm, inviting layout with an open living area complete with a fireplace, a spacious dining room, and a generous kitchen adorned with wood cabinetry, solid countertops, and a quaint sitting area. You'll also find a convenient laundry space and a full bedroom and bathroom on this level, perfect for a downstairs primary suite, guest room or home office. Up the solid wood staircase awaits the large primary suite with plenty of extra space including dual walk in closets, offering a peaceful retreat with a full en suite bathroom featuring a walk-in shower with glass enclosure. Two additional guest bedrooms both has walk in closets and share a stylish Jack and Jill bathroom with dual sinks and a tub/shower combo, providing ample space and comfort for family or visitors. Step outside into your own private tropical oasis. The backyard features a serene gazebo, a hammock for lazy afternoons, and a sparkling blue pool with sun ledge. . . perfect for cooling off on warm Florida days. The detached garage includes an 8 x 13 storage room, offering plenty of space for all your extras. Best of all, the current flood insurance policy is assumable for just $985 per year! No detail has been overlooked in this downtown gem. Schedule your private tour today and see everything this exceptional property has to offer.
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Our Executive Mortgage Banker:
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$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $272 | $272 | $272 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,569 | $3,713 | $4,943 |
| Total Monthly Payment | $3,933 | $4,077 | $5,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.