141 Harbour Passage, Hilton Head Island, SC, 29926 | $285,000

What an opportunity to build your perfect townhome in the exclusive enclave of Windmill Harbour! With views overlooking a marsh toward the intercoastal, your build can include all the features you have ever wanted in a home with none of the hassle and inconvenience of remodeling. You would immediately become a member of the Windmill Harbour community and have access to the community pool, community dock, dog park, and walking paths. There is no required time to build! This lot is situated on the quiet end of Harbour Passage, close to the lock and marina dock/office. You may choose to become a member of the South Carolina Yacht Club and enhance your Windmill Harbour lifestyle with access to the Sports Center Pool, Gym, Tennis and Pickleball Facilities, Sailing Fleet and beautiful club house and restaurant. SCYC special events abound and you will quickly find yourself a member of a thriving and exciting coastal coterie. A 2025 Survey and Geo-technical Evaluation was performed and is available to prospective buyers so you can head right to your architect and builder to get started. This could be your chance to begin your dream and at a fantastic price to boot!

Features

  • Amenities: Boat Ramp,Dock,Fitness Center,Pickleball,Pool,Restaurant,Guard,Tennis Court(s),Trail(s)
  • Development: Windmill Harbour
  • Lot Desc: 1/4 to 1/2 Acre Lot
  • View: Harbor,Marsh View
  • MLS#: 502032
  • Website: https://www.raveis.com
    /prop/502032/141harbourpassage_hiltonheadisland_sc?source=qrflyer
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Gretchen EggersSales Associate

617.921.5887

Gretchen.Eggers@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1017266

508.335.8179

Michael.Cartier@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

141 Harbour Passage, Hilton Head Island, SC, 29926

$285,000

Gretchen Eggers

Sales Associate

William Raveis Real Estate

Phone: 617.921.5887

Gretchen.Eggers@raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,313 $1,460 $1,893
Total Monthly Payment $1,388 $1,535 $1,968

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.