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NEW PRICE – MOTIVATED SELLERS! UPDATED VILLA IN PRIME 55+ GOLF COMMUNITY. Don’t miss this beautifully maintained Philadelphian Model Villa located in the highly sought-after On Top of the World community in SW Ocala. With major updates already completed, this home offers comfort, value, and easy Florida living. Key Updates Include: NEW ROOF (2023), LUXURY VINYL PLANK FLOORING (2025) – NO CARPET, recently painted exterior, front walkway, porch, and garage floor, Updated lighting, ceiling fans, window blinds & closet doors! Set on a charming tree-lined street, this home welcomes you with a spacious front porch—perfect for morning coffee or relaxing evenings. Inside, you’ll find 2 bedrooms, 2 baths, and a 1. 5-car garage with plenty of room for a car, golf cart, and storage. The Great Room offers a comfortable central living space, while the split-bedroom layout provides privacy for both owners and guests. The guest bedroom is located at the front, with a nearby hall bath and linen closet. The primary suite is tucked in the back and features a large walk-in closet and en suite bath with a step-in tiled shower, comfort-height toilet, and updated lighting. The eat-in kitchen includes newer stainless appliances, a large pantry, tile flooring, and easy access to both the garage and the Florida Room. The Florida Room is under air and level with the kitchen—no step down—making it ideal for additional living or entertaining space. Step outside to a spacious paver patio, perfect for grilling, relaxing, or enjoying Florida’s beautiful weather year-round. The 1. 5-car garage also includes a washer, dryer, new laundry sink, and added storage. This move-in ready villa offers low-maintenance living, thoughtful updates, and a great location—now at an attractive new price. Schedule your showing today—this one won’t last! The monthly HOA fee includes Basic Spectrum Cable, roof repair, irrigation water (cost savings), exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and what seems like endless amenities; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball (uncovered & covered), billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and within a close proximity to entertainment complexes in Orlando.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $108,000 | $108,000 | $108,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $66 | $66 | $66 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $596 | $639 | $861 |
| Total Monthly Payment | $737 | $780 | $1,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.