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Full of potential. At this price it is cheaper than renting - do the math! Perfect for In home office right on Main ST - Hang your sign, enjoy the tax write off, convenient access, save on brick & mortar rent. Can use private entrance to LL family room. The Family room has sliders to new decking w built-in benches, and pretty, private back yard. Propane line ready for a ventless gas FP, make this your cozy hang out/office or primary suite (potential to convert 1/2 bath laundry rm into full bath)? Living room and dining room have hard wood flooring. Kitchen had been remodeled w vaulted ceiling, skylights and island. Two upstairs bedrooms are not large but once slept 4! Sip tea on the front porch and watch the world go by or walk the sidewalks of this quaint little town to grab a book at the library, head to lunch at Painted Pony or Nicks Cafe or play a game of pickle ball while the little ones play at the park. Hit the deli, head the other direction to long meadow for a day at the beach or a stroll thru the famous Bellemy Ferriday house & gardens. Enjoy seasonal free Land Trust concerts in the gardens. Walk to March Farms for full day of pick your own fruit, playscape, charming local farm store goats & pigs! Friday night concerts are a hot spot w local bands on the hilltop w beautiful sunset views. Don't forget the famous Bethlehem fair and now the garlic festival. Who says this sleepy little town has nothing to do? Quick car ride to major shops. BIG IMPROVEMENTS - NEW ROOF ON GARAGE AND SECTION OF HOUSE, WATER FILTRATION AND RADON WATER REMEDIATION SYSTEM BEING INSTALLED AND WHOLE HOUSE PEST TREATMENT W ONE YEAR PAID CONTRACT!!! House shows evidence of past termite damage, nothing active. 2 contractors and a building inspector all agreed it is surface damage and not structural. Bethlehem has no zoning, but the home is also listed under "commercial" Perfect for mixed use. Or buy as an investment and rent out office and house separately? So much potential packed into this property. At this price, this is an AS IS sale. The upstairs bedrooms have no permanent heat, never had, heat was always gravity - easy fix w mini splits or elec baseboard. OFFERS MUST STATE SUBJECT TO PROBATE.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Dining Room | Hardwood Floor | Main |
| Family Room | Balcony/Deck,Half Bath,Sliders | Lower |
| Kitchen | Remodeled,Skylight,Vaulted Ceiling,Island | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,313 | $1,385 | $1,848 |
| Total Monthly Payment | $1,684 | $1,756 | $2,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.