15634 MARGO CIRCLE, Port Charlotte, FL, 33981 | $899,000

Sailboat Waterfront Retreat with Pool, Dock, Lift & Key West Charm! When you walk up, you’ll be WOWED by the dual staircase entry and gorgeous front porch, perfect for watching the sunrise over Charlotte Harbor. This Key West–style two-story home captures the best of coastal living with thoughtful design, modern upgrades, and incredible outdoor spaces offering both sunrise and sunset views.
The main living area is lined with custom impact windows and doors, flooding the space with natural light and showcasing beautiful water views. A stunning cupola with lighting adds architectural charm and a warm coastal glow throughout the home.
Inside, you’ll find gorgeous bamboo floors, plantation shutters, and a bright office/music room perfect for creativity or quiet focus. The updated kitchen features stone countertops, custom cabinets, a wine fridge, and a beautiful American cherry butcher block island, a true centerpiece for gathering and entertaining.
Both upstairs bedrooms offer stunning views and French doors that open to the beautiful front porch, creating the perfect spot to enjoy morning coffee or gentle coastal breezes. The primary suite features a large walk-in closet and a spa-like en-suite bathroom with an updated shower and elegant finishes. The guest bedroom includes a charming barn door, abundant natural light, and its own en-suite bathroom with gorgeous coastal tile, a designer backsplash, and thoughtful updates throughout. Together, they create a perfect split plan that combines privacy, style, and comfort.
Built with full ICF (Insulated Concrete Form) construction, this home provides exceptional energy efficiency, hurricane protection, and soundproofing. The solid concrete design helps maintain consistent indoor temperatures, lowers energy costs, and ensures lasting durability and peace of mind.
Step out onto the screened back patio, designed for the ultimate in outdoor entertaining. Enjoy breathtaking sunsets over the water while relaxing to your favorite tunes through the built-in Bose outdoor speakers. A convenient door leading directly to the dining room makes it easy to flow between indoor and outdoor spaces — perfect for gatherings, dinner parties, or simply unwinding at the end of the day.
Downstairs, you’ll find a spacious in-law suite featuring its own private porch, vinyl flooring, and custom impact windows that fill the space with light. It includes a comfortable bedroom, bathroom with a walk-in shower, and a large living area that opens to a private deck with a sunshade—perfect for relaxing or entertaining. Ideal for guests, extended family, or private living quarters, this space offers comfort and versatility. Outback, relax by the heated saltwater pool with sunshade and new pool pump (2025). Boaters will love the 10, 000 lb Deco boat lift, dock with water and electric, and sailboat access (NO BRIDGES) to open water just minutes from the lock.
Additional features include a whole-house Aquasana water filtration and conditioning system (10M gallon capacity), heat pump water heater, 3-zone AC with an extended 10-year warranty, SimpliSafe security system, and an avocado hybrid Hass tree for a touch of tropical charm. The home also has an elevator shaft already in place, currently being used for storage but ready to be upgraded for future elevator installation if desired.

Features

  • Amenities: Clubhouse, Park, Playground
  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 74 x 125 x 86 x 125
  • Laundry: Inside, Laundry Room
  • Style: Key West
  • Year Built: 2017
  • Garage: 4-car Oversized, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,041
  • Acreage: 0.23
  • Lot Size: 74 x 125 x 86 x 125
  • Est. Taxes: $7,406
  • HOA Fee: $120 Annually
  • Lot Desc: Flood Insurance Required, In County, Irregular Lot, Landscaped
  • View: Pool, Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: D6144201
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /prop/D6144201/15634margocircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 3:35:41 AM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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15634 MARGO CIRCLE, Port Charlotte, FL, 33981

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.130% 5.984% 5.912%
Monthly Tax Payment $617 $617 $617
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,084 $4,254 $5,972
Total Monthly Payment $4,793 $4,963 $6,681

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.