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Sailboat Waterfront Retreat with Pool, Dock, Lift & Key West Charm! When you walk up, you’ll be WOWED by the dual staircase entry and gorgeous front porch, perfect for watching the sunrise over Charlotte Harbor. This Key West–style two-story home captures the best of coastal living with thoughtful design, modern upgrades, and incredible outdoor spaces offering both sunrise and sunset views.
The main living area is lined with custom impact windows and doors, flooding the space with natural light and showcasing beautiful water views. A stunning cupola with lighting adds architectural charm and a warm coastal glow throughout the home.
Inside, you’ll find gorgeous bamboo floors, plantation shutters, and a bright office/music room perfect for creativity or quiet focus. The updated kitchen features stone countertops, custom cabinets, a wine fridge, and a beautiful American cherry butcher block island, a true centerpiece for gathering and entertaining.
Both upstairs bedrooms offer stunning views and French doors that open to the beautiful front porch, creating the perfect spot to enjoy morning coffee or gentle coastal breezes. The primary suite features a large walk-in closet and a spa-like en-suite bathroom with an updated shower and elegant finishes. The guest bedroom includes a charming barn door, abundant natural light, and its own en-suite bathroom with gorgeous coastal tile, a designer backsplash, and thoughtful updates throughout. Together, they create a perfect split plan that combines privacy, style, and comfort.
Built with full ICF (Insulated Concrete Form) construction, this home provides exceptional energy efficiency, hurricane protection, and soundproofing. The solid concrete design helps maintain consistent indoor temperatures, lowers energy costs, and ensures lasting durability and peace of mind.
Step out onto the screened back patio, designed for the ultimate in outdoor entertaining. Enjoy breathtaking sunsets over the water while relaxing to your favorite tunes through the built-in Bose outdoor speakers. A convenient door leading directly to the dining room makes it easy to flow between indoor and outdoor spaces — perfect for gatherings, dinner parties, or simply unwinding at the end of the day.
Downstairs, you’ll find a spacious in-law suite featuring its own private porch, vinyl flooring, and custom impact windows that fill the space with light. It includes a comfortable bedroom, bathroom with a walk-in shower, and a large living area that opens to a private deck with a sunshade—perfect for relaxing or entertaining. Ideal for guests, extended family, or private living quarters, this space offers comfort and versatility. Outback, relax by the heated saltwater pool with sunshade and new pool pump (2025). Boaters will love the 10, 000 lb Deco boat lift, dock with water and electric, and sailboat access (NO BRIDGES) to open water just minutes from the lock.
Additional features include a whole-house Aquasana water filtration and conditioning system (10M gallon capacity), heat pump water heater, 3-zone AC with an extended 10-year warranty, SimpliSafe security system, and an avocado hybrid Hass tree for a touch of tropical charm. The home also has an elevator shaft already in place, currently being used for storage but ready to be upgraded for future elevator installation if desired.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.130% | 5.984% | 5.912% |
| Monthly Tax Payment | $617 | $617 | $617 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,254 | $5,972 |
| Total Monthly Payment | $4,793 | $4,963 | $6,681 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.