5205 VILLA ROSA AVENUE, St. Cloud, FL, 34771 | $499,900

Nestled in the heart of Nova Grove— a community where families thrive and every detail invites comfort, laughter, and lasting memories.
This home is designed for comfort and efficiency — featuring 38 paid-off solar panels, a solar water heater, water softener, and a brand-new AC system (2023) to keep utility costs low and comfort high.

Step inside this bright beautifully updated living space. The open layout, gleaming tile, and laminate flooring create a warm, welcoming flow throughout the main areas and upstairs. A freshly painted exterior and lush landscaping provide exceptional curb appeal. At the heart of the home, the kitchen renovated in 2020 combines modern style and function with soft-close cabinetry, sleek finishes, and plenty of space for family meals or weekend breakfasts.

Upstairs, the primary suite offers a peaceful retreat featuring a generous walk-in closet, a standing shower, and a relaxing soaking tub — perfect for unwinding at the end of the day.
The home office with soft-close doors offers privacy and focus on the main level along side the full bedroom and bath for guest. The garage includes storage racks, a utility sink, and extra space for tools, hobbies, or sports equipment.

The Nova Grove community is about more than beautiful homes — it’s about connection. Enjoy quarterly neighborhood events, Food Truck Nights, Game Nights, and Potlucks, all adding to the vibrant, family-friendly atmosphere.

Located just minutes from Downtown St. Cloud, only 15 minutes to Lake Nona

Whether it’s family dinners, backyard barbecues, or weekend gatherings with friends, 5205 Villa Rosa Avenue offers the perfect setting to create lasting memories. With thoughtful upgrades, modern efficiency, and a warm neighborhood spirit, this home is ready to welcome you.

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 50 x 125
  • Laundry: Laundry Room
  • Year Built: 2014
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,141
  • Acreage: 0.18
  • Lot Size: 50 x 125
  • Est. Taxes: $5,357
  • HOA Fee: $230 Quarterly
  • Elem. School: VOYAGER K-8
  • Middle School: VOYAGER K-8
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: O6351993
  • Days on Market: 86 days
  • Website: https://www.raveis.com
    /prop/O6351993/5205villarosaavenue_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 3:31:53 AM)
Listing courtesy of EXP REALTY LLC   Phone: 407-392-1800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5205 VILLA ROSA AVENUE, St. Cloud, FL, 34771

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.144% 5.415%
Monthly Tax Payment $446 $446 $446
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,302 $2,395 $3,189
Total Monthly Payment $2,823 $2,916 $3,710

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.