301 SARATOGA Drive, Satsuma, FL, 32189 | $1,250,000

Experience the perfect blend of waterfront luxury and income potential in this unique Key West Inspired, thoughtfully designed, luxury, custom home. The primary residence boasts 2BD/2BA, and features an open-concept living with over-sized, sun-drenched windows, hardwood floors and soaring 10-foot ceilings. A two-sided see-through gas fireplace anchors the main living space, offering warmth and elegance from every angle, and a large chef's dream kitchen with plenty of storage, granite countertops, KraftMaid cabinetry, double ovens, and soft-close drawers and doors. Finish your perfect day of boating and fishing with a therapeutic hydrotherapy experience in the oversized jetted tub paired with a fireplace. The Primary en-suite also features an oversized walk-in shower, a heated towel rack, and custom-designed vanities. Lots of upgrades, please see Features & Benefits sheet available under the documents page. Versatile Second Unit: On the lower level, a separate, fully contained and equipped, beautiful 1BD/1BA apartment. The apartment features its own luxury kitchen with premium cabinetry and quartz countertops, full bathroom and large bedroom. The private entrance makes this a perfect space for extended family, extra rental income or even a home office. Thoughtfully designed and impeccably constructed, this residence exudes sophistication, strength, and style. Spanning 3, 006 square feet of living space, plus 536 square feet of unfinished air-conditioned attic, this 3-bedroom, 3-bathroom home showcases ICF (Insulated Concrete Form) construction, steel-reinforced and concrete-filled for unmatched durability, energy efficiency, and peace of mind. Property Highlights: " Solid ICF (Insulated Concrete Form) construction with steel-reinforced, concrete-filled walls " One owner; original blueprints available " Versatile lower-level second unit with 1 bedroom and 1 bathroom " 8-foot solid wood and steel interior doors " ¾-inch rich cherry hardwood flooring " Granite stone countertops in the main kitchen " Soft-close cabinetry in both kitchens " Tall 8-inch baseboards and custom wood crown molding throughout " Bullnose drywall corners " Abundant natural light throughout " Elevator shaft (currently dual pantries), pre-plumbed and ready for an 8-foot residential elevator " Climate-controlled hurricane/panic room for safety and secure storage " Climate-controlled attic space (approx. 11' x 40') " Climate-controlled garage/workshop " Boat shed on dock plus large dockside storage shed " Additional plastic garden shed Outdoor living is equally captivating. Enjoy your morning coffee on the full wraparound porch with spectacular water views of spring-fed Lake Saranac, the St. Johns River, and the neighborhood Harbor, while listening to the tranquil sounds of the waterfall. Depart from your private dock, with a 12, 000-lb elevator boat lift, to enjoy endless days of fishing the St. Johns River, cooling off at the nearby sandbars or a day of swimming in the crystal clear waters of Salt Springs and Silver Glen. The Seller is open to sell the additional waterfront lot located across Gibbs Road, offering a rare opportunity to expand your waterfront lifestyle or investment potential. The lot fronts spring-fed Lake Saranac, which flows directly into the St. Johns River. The parcel measures approximately 154' x 57' with approximately 45 feet of frontage on Lake Saranac, making it ideal for a separate residence for in-laws or extended family, a guest cottage, or an additional income-producing home, subject to applicable zoning and permitting. Nestled within a desirable, quiet waterfront neighborhood, with newly paved roads, this home radiates tranquility and understated luxury, the perfect blend of craftsmanship, comfort. It is a rare opportunity to own a home built for a lifetime. Schedule your private tour today.

Features

  • Bedrooms: 3
  • Baths: 3 full
  • Style: Multi Generational, Other
  • Year Built: 2008
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air, Multi Units
  • Approx Sq. Feet: 3,006
  • Acreage: 0.36
  • Est. Taxes: $5,513
  • Lot Desc: Corner Lot, Dead End Street
  • View: Canal, Lake, River
  • Water Front: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Washer/Dryer Stacked
  • MLS#: 2113340
  • Days on Market: 186 days
  • Website: https://www.raveis.com
    /eprop/2113340/301saratogadrive_satsuma_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Lucci Witte TeamSales Associates

978.273.0099

TheLucciWitteTeam@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

301 SARATOGA Drive, Satsuma, FL, 32189

$1,250,000

The Lucci Witte Team

Sales Associates

William Raveis Real Estate

Phone: 978.273.0099

TheLucciWitteTeam@Raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,000,000 $1,000,000 $1,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.223% 6.097%
Monthly Tax Payment $459 $459 $459
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,836 $6,076 $8,371
Total Monthly Payment $6,420 $6,660 $8,955

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.