301 SARATOGA Drive, Satsuma, FL, 32189 | $1,299,000

A Coastal Masterpiece, Where Key West Charm Meets Waterfront Living. Originally built as a forever home, this custom Key West-inspired estate blends architectural integrity with refined coastal living. Thoughtfully designed and impeccably constructed, this residence exudes sophistication, strength, and style.
Spanning 3, 006 square feet of living space, plus 536 square feet of unfinished air-conditioned attic, this 3-bedroom, 3-bathroom home showcases ICF (Insulated Concrete Form) construction, steel-reinforced and concrete-filled for unmatched durability, energy efficiency, and peace of mind.
Inside, soaring 10-foot ceilings and 8-foot solid wood and steel doors complement rich cherry hardwood floors, 6-inch baseboards, and custom crown molding, creating a sense of timeless grandeur. The main kitchen is a chef's dream with granite countertops, KraftMaid cabinetry, double ovens, and a septic-safe disposal system, while the apartment kitchen impresses with quartz countertops and soft-close drawers and doors. Every detail has been curated to perfection, from bullnose drywall corners and 2-inch vinyl blinds to oversized windows that flood the home with natural light. A two-sided see-through gas fireplace anchors the main living space, offering warmth and elegance from every angle. The owner's suite is a true retreat, featuring an oversized walk-in shower, a freestanding jetted soaking tub, a heated towel rack, and custom-designed vanities. Additional highlights include: " Elevator shaft (currently dual pantries) ready for an 8' residential elevator " Climate-controlled hurricane/panic room for safety and storage " One-bedroom apartment with a separate entrance, perfect for guests, in-laws, or rental income " Climate-controlled garage/workshop and large dockside shed " Attic space (11' x 40') with climate control Outdoor living is equally captivating. The full wraparound porch frames spectacular views of Lake Saranac, the St. Johns River, and the canal, while the private dock with a 13, 500-lb elevator boat lift offers direct water access for boating enthusiasts. Nestled within a quiet, desirable neighborhood, this home radiates tranquility and understated luxury, the perfect blend of craftsmanship, comfort, and coastal charm. A rare opportunity to own a home built for a lifetime and designed for those who appreciate the extraordinary.

Features

  • Bedrooms: 3
  • Baths: 3 full
  • Style: Multi Generational, Other
  • Year Built: 2008
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air, Multi Units
  • Approx Sq. Feet: 3,006
  • Acreage: 0.36
  • Est. Taxes: $5,513
  • Lot Desc: Corner Lot, Dead End Street
  • View: Canal, Lake, River
  • Water Front: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Washer/Dryer Stacked
  • MLS#: 2113340
  • Days on Market: 108 days
  • Website: https://www.raveis.com
    /eprop/2113340/301saratogadrive_satsuma_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Kirsten SalaSales Associate

860.463.4495

Kirsten.Sala@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

301 SARATOGA Drive, Satsuma, FL, 32189

$1,299,000

Kirsten Sala

Sales Associate

William Raveis Real Estate

Phone: 860.463.4495

Kirsten.Sala@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,039,200 $1,039,200 $1,039,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.110% 6.038%
Monthly Tax Payment $459 $459 $459
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,900 $6,231 $8,699
Total Monthly Payment $6,484 $6,815 $9,283

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.